mortgage

  1. grober

    PCP the next Sub-Prime Mortgage crisis??

    https://www.theguardian.com/money/2017/feb/10/are-car-loans-driving-us-towards-the-next-financial-crash Car financing in the UK is a “flashing light”, according to Andrew Evans, a fund manager at investment firm Schroders. “Borrowing is a very bad idea when it is done against a depreciating...
  2. Gollom

    Question about remaining guarantor on mortgage

    I know there are some people on here who specialise in related matters, so looking for a bit of a guide please.... About 12 years ago I became a guarantor on my daughter's 30 year mortgage (Bank of Ireland). At the time I was with her mum and on a very good salary. I have now remarried and...
  3. thebig1

    House Selling Advice From Mortgage Experts?

    Hi Guys, A long and complicated story so most will switch off lol but anyone who is an expert on house sales etc, please advise. My died died last year, beginning of November and me being the only child etc, I had to become executor and apply for probate. I did this and all has gone well etc...
  4. Whitey

    Mortgage Rates

    Guys Just going through the process of renewing our mortgage. Just wanted to get a general feeling ( without too many figures ) of what you would do. I was planning to take out a 3 year fix at 2.49% but the application went awry. Current options are now fix for 2 or 5 years or should...
  5. Borys

    Mortgage advise

    Guys, Is there anyone on board in the branch who could advise, help.Trusted person who will not play around - straight figures and facts, yes or no, what options would I have First time buyer, don't know nothing about these things. Thank you would appriaciate any help I can get
  6. mercmanuk

    any mortgage advisers

    do we have any mortgage advisers who can give me 10 minutes advise on the forum
  7. D

    Mortgage Recomendations...

    I'm just in the process of re-mortgaging and wanted to know if any forum members have any recomendations? Thanks:thumb:
  8. B

    mortgage broker east london

    mortgage broker east london Buy to Let Mortgages London providing independent commercial and residential mortgage advice in London.
  9. BlackC55

    Are there any mortgage advisors on the forum?

    Can anyone help? Give me a call or PM. 02392 570123 Olly
  10. W

    Mortgage - Fixed or Tracker - Poll

    Is anyone in possession of a working crystal ball? I hope to move house this summer. The $64k question is; should I take a fixed or tracker mortgage? Just for example, looking at NatWest mortgages: 2yr fixed - 3.39% 5yr fixed - 5.49% 2yr tracker - 2.59% (I know there are better value...
  11. lynall

    Quick tax question btl mortgage

    We have another house which we rent out and as the mortgage has now come down we are making a profit which in my eyes is bad news, profit = tax owed:eek: Its need some building work, ie patio lifting slabs sticking up side path same condition and i reckon we should get it done as we could then...
  12. Alfie

    0% Mortgage!

    Today is a great day. Today is the day my mortgage has gone:bannana: Luckily (very luckily it seems) I sold the house at a price agreed nearly 6 months ago:) today I completed on the sale and have moved into rented as my money will grow if invested carefully far more than if I left in...
  13. A

    Mortgage thoughts....

    Hello Boring stuff I know but needs must and I'm due to end my very good fixed rate.... I would prefer to go onto a fixed rate but as we all know rates have gone up a little bit. My choice is either swap to another fixed rate (best so far is 6.39% for 2 or 3 years) or go on the standard...
  14. kbhogalW126

    Mortgage to buy next door

    Folks. I have a query. I currently live in this house: link I live in the one on the right with the c and the clk on the drive. Basically, we have been looking for 4 bed detached houses for months. We have seen loads but not one that we like. We generally like where we stay...
  15. Mozzer

    Mortgage advice needed

    I'm currently on a tracker (0.49 above base rate) I have no get out or transfer penalties so am free to shop around at the moment. My bank are now offering me a fixed rate (5.49) which would be £115 less per month to me and is fixed for 3 years. But this link suggests that we are heading...
  16. Gucci

    The One Account = shorter mortgage

    SO, does anyone have experience of a One Account? Is it really that good? My mortgage repayment showed a massive saving v traditional mortgage. Who is running one or heard of people that have?
  17. Martin clk

    Mortgage Advice - again

    My current deal is running out. I'm currently on a tracker 0.24 above base. I'm really worried that the interest rates will rise for some time yet. Will it get to 7-8% in a couple years time? Anyway, I think I'm gonna go fixed this time. I've been offered the following - fixed 2yr -...
  18. Howard

    More Mortgage Advice please ....

    Gang , a bit more brain picking if you don't mind .... We are veering away from the idea of a tracker and thinking more fixed rate .... We have found a reasonable one , i have heard today that they may raise interest rates another quarter percent again in Feb/March in a bid to kerb...
  19. Howard

    Any Mortgage Advisers ?

    Gang, The time is fast approaching for me to remortgage (February) .... Bearing in mind i'm a simpleton , is there anyone who knows anything about mortgages that would be willing to give some laymans advice ? I have been on the websites ( JohnCharcol et al ) and can't make head nor tail...
  20. Howard

    Mortgage advice please .

    Hi gang ... Come December, my tracker mortgage with the Halifax reverts to the standard rate ... it is tracking at 5.19% at the moment (after the latest interest hike) .... So, the time has come to start looking for a new mortgage, although it seems that if you want a lower interest rate...
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