big brother or sensible plan?

[nick mercedes]

What you've written or thought impacts how much large companies will charge you:

"Be careful what you post! Car insurer will start checking your Facebook account before it sets your premiums"

Admiral car insurer to start checking your Facebook account before it sets your premiums | Daily Mail Online

 

[renault12ts]

And what about Chris Knott and Adrian Flux does anybody think they don't check on forums.

It's a good idea from their point of view. Why insure a known risk?

 

[Deleted member 6183]

I doubt that this practice is aimed at us.

 

[nick mercedes]

And what about Chris Knott and Adrian Flux does anybody think they don't check on forums.

Some proper nutters on forums...

It's a good idea from their point of view. Why insure a known risk?

Is there a known link between posting rubbish to the internet, and being a bad driver?

 

[KennyN]

My knowledge about this social media thing is very limited as it doesnt interest me in any way but , dont you have to "allow" someone to see your "profile"

Kenny

 

[nick mercedes]

I doubt that this practice is aimed at us.

According to Paul Whitehouses tedious (but no doubt well paid) adverts a smart phone app can decide if someone is a good driver or not?

 

[nick mercedes]

My knowledge about this social media thing is very limited as it doesnt interest me in any way but , dont you have to "allow" someone to see your "profile"

Kenny

I assume our hapless and picked upon youth will have to allow them to do this just to get insurance, just as they have to allow these companies to fit black box monitering devices.

ie if you want insurance on your 1 litre Saxo for less than £10k you have to have a black box, refuse the intrusion and you've got something to hide

 

[Darrell]

The insurance companies spend a lot of money researching activities like this.

By looking at people's lifestyles, their social media activities, health, possibly even holiday destinations, what you watch on tv, spending habits and a load of other things you get up to it enables them to paint a pretty good picture of each individual.

It's not foolproof but pretty good nevertheless.

 

[moonloops]

They also look at friends and family stats.

 

[lisa110rry]

The insurance companies spend a lot of money researching activities like this.

By looking at people's lifestyles, their social media activities, health, possibly even holiday destinations, what you watch on tv, spending habits and a load of other things you get up to it enables them to paint a pretty good picture of each individual.

It's not foolproof but pretty good nevertheless.

That'll be why my comprehensive, protected no claims bonus, annual insurance premium is less than £150 then. I don't do Facebook, Twitter, Tinder, or any of those things. Just this forum, one for the Norfolk Broads and Moneysavingexpert...

 

[Darrell]

That'll be why my comprehensive, protected no claims bonus, annual insurance premium is less than £150 then. I don't do Facebook, Twitter, Tinder, or any of those things. Just this forum, one for the Norfolk Broads and Moneysavingexpert...

Got it in one.

 

[Deleted member 6183]

Perhaps they'll start looking at motoring forums for evidence of lifestyle, that would be entertaining for them.

 

[developer]

Perhaps they'll start looking at motoring forums for evidence of lifestyle, that would be entertaining for them.

Only for the Fraud Squad.

 

[lisa110rry]

Only for the Fraud Squad.

That's really funny developer! My kind of humour!

 

[AMGeed]

...................and Facebook has blocked the plan.

Facebook blocks insurer discount plan - BBC News

 

[nick mercedes]

You'd think they'd have asked Facebook first before launching their plan?

 

[kid-jensen]

Fortunately for me, I'm not on facebook.........because I'm not 12.

 

[Deleted member 6183]

Fortunately for me, I'm not on facebook.........because I'm not 12.

Ah well, next birthday maybe?

 

[kid-jensen]

Nah.....I'll be too mature for it by then..

 

[bconnelly]

Reminds me of someone I was going to interview for a job a while back. I looked at his Facebook page the night before to find him boasting about the cannabis he was growing and how much money it was making him. Wonder where he is today.