Unfortunately, I got rear ended earlier today in the W203 – looks like a bit of cosmetic damage which would mean a respray job on the rear bumper. Not sure if there is any damage behind the bumper until the vehicle goes to the body shop. The local Stealer was down the road so I quickly popped in for an estimate through via insurance company route – Stealer was not very helpful and said I may not be guaranteed to get my entire bumper resprayed and started to go on about betterment repairs which does not even apply to my vehicle as it is all immaculate anyway. As I have legal cover I am going down the route where all my costs will be recovered without me having pay any excess or have a claim logged on my policy – my question is am I within my rights to make the third party insurers pay to respray the whole bumper as I want a complete colour match? My legal cover team have even given me the go ahead to drop the car off at a local decent MB approved body shop that is on their books and they will also provide me with a like for like hire car and claim all costs bck.
I have got all the insurance details of the third party and my insurer has confirmed that all details given to me are valid and I have taken a couple of pics of the accident without the vehicles being moved on my phone.
I can’t see a half decent body shop wanting to do a smart repair a sit would just not look right unless the whole bumper is resprayed?
The third party did knock my car quite hard.
I have got all the insurance details of the third party and my insurer has confirmed that all details given to me are valid and I have taken a couple of pics of the accident without the vehicles being moved on my phone.
I can’t see a half decent body shop wanting to do a smart repair a sit would just not look right unless the whole bumper is resprayed?
The third party did knock my car quite hard.