Someone crashed into the 230TE!

[jamesfuller]

This morning, swmbo was driving through Clapham on her way to work (headlights on and sensible speed) and a Suzuki Swift pulled out from a driveway/small road straight into the side of the 230TE.

The damage is both n/s doors and claddings, a bent in wheel arch and a scratched rear wheel.

They swapped details, but the other driver was slightly wrong on her reg no. Luckily my o/h double checked this and got the correct one!

So I've been worrying that the insurance company are going to want to write the car off and thinking of ways to get around it etc.

Unfortunately when we notified our insurance company a few hours later, the other car was not on the insurance database but are now trying to make contact with her!

I know this doesn't necessarily mean she isn't insured but I think I can already tell the way this is heading.

 

[NDFR]

In a no fault accident I think you can insist on repairs being carried out.

 

[davidjpowell]

In a no fault accident I think you can insist on repairs being carried out.

Uh ho anyone remember that thread....

 

[Piff]

They swapped details, but the other driver was slightly wrong on her reg no.

Unfortunately when we notified our insurance company a few hours later, the other car was not on the insurance database but are now trying to make contact with her!

Doesn't look good

 

[jamesfuller]

Quick update, the o/h went in to the police today and they don't think the other driver even has a license.

Our insurance company have helpfully told us they will repair our car but we have to pay the £500 excess and they will try to reclaim it from her but no guarantee.

In all honesty I think I can repair it for about £100-150 so I shall go my own way, keep a record of every single expense and pursue her for my costs and generally make her life as hard as I can, as its not about the money but the principal.

 

[Dieselman]

Typical.

It's a good job your Wife checked the actual Reg number.

 

[jamesfuller]

One satisfying thing is her 07 plate Japanese car is a big mess.

 

[jamesfuller]

Typical.

It's a good job your Wife checked the actual Reg number.

Yes I'm very glad she did.

We have her name, mobile and a rough idea on the address but I haven't yet been able to find the car.

Will see what help the insurance company offers after all these years and thousands of pounds I have paid them!

I can see now how its going to end up though

 

[Dieselman]

You should be able to claim from the Motor Insurance Bureau, shouldn't you?

 

[jamesfuller]

I will look into this.
I have not had to do this before so its going to be a learning curve I guess.

At this stage my main concern is our own insurance not going up any further as we already pay plenty.

 

[Piff]

Quick update, the o/h went in to the police today and they don't think the other driver even has a license.

Keep chasing up Plod. People like this make my blood boil.

 

[Dieselman]

You would think with all the ANPR now, uninsured cars would soon be picked up.

 

[flango]

Edit: Learned to read properly now

 

[Dieselman]

Have I missed something I thought she did not have a license I can't see any mention of Insurance Big difference as the MIB covers one but not the other.

No insurance either.

Unfortunately when we notified our insurance company a few hours later, the other car was not on the insurance database but are now trying to make contact with her!

 

[brucemillar]

You should be able to claim from the Motor Insurance Bureau, shouldn't you?

See my thread. "My C55 got whacked"

 

[Dieselman]

See my thread. "My C55 got whacked"

I remember it, but what stopped you claiming?

 

[jamesfuller]

Keep chasing up Plod. People like this make my blood boil.

Whatever happens be assured I wont let it rest.

Its not about the actual damage to the car as annoying as it is.

What is really getting to me is that with these older cars it takes time to find the right car and you cant just go out with a wodge of money and replace it. The thought that some unlicensed and uninsured driver can damage my property and practically get away with it really grates me.

I pay a small fortune every year to stay legal as I know I would get caught, and this woman is taking her child to preschool and getting away with it.

 

[jamesfuller]

You would think with all the ANPR now, uninsured cars would soon be picked up.

That's exactly what the Police said!

 

[jamesfuller]

See my thread. "My C55 got whacked"

I remember reading some of this thread but cant seem to find it.

 

[AMGeed]

I remember reading some of this thread but cant seem to find it.

Doesn't make good reading if the other party is uninsured.

http://www.mbclub.co.uk/forums/driving-incidents-roadrage/151487-my-c55-estate-got-whacked.html