Rich H
Active Member
It's just Fates way of telling you that you need to buy a new shiny thing.
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[emoji16][emoji16][emoji106][emoji106]It's just Fates way of telling you that you need to buy a new shiny thing.
Good tip about photographic evidence - thanks.Get it back off the insurers, have a new wing fitted, source a 2nd hand door in the same colour (may take a while).
Then take it to a decent paint shop to have the other door repaired and the wing painted. £2k tops
Only down side is the car will then be a category N or D so make sure you keep photographic evidence of everything, so when you sell the future buyer will have nothing to worry about.
This might sound like a stupid question but am I right to presume that if it's written off then I need to deal with the other parties insurance company for buying it back as they are potentially liable for the payout and would therefore be the owners of the (my) written off car?All this depends on the insurance company being okay with you buying the car back. I know Admiral aren't keen on this.
This might sound like a stupid question but am I right to presume that if it's written off then I need to deal with the other parties insurance company for buying it back as they are potentially liable for the payout and would therefore be the owners of the (my) written off car?
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This might sound like a stupid question but am I right to presume that if it's written off then I need to deal with the other parties insurance company for buying it back as they are potentially liable for the payout and would therefore be the owners of the (my) written off car?
Sent from my SM-G950F using Tapatalk
Are you sure you want to buy it back? It will always be a CAT car. Selling it and potentially insuring it will be a headache.
I am actually using Mercedes Inchcape (who use Auxillis) to handle it all.Excuse me if I've read your post incorrectly but whose insurance are you claiming from?
I ask because whilst your insurance company has the right to declare the repair uneconomic, when claiming from the lorry driver's insurance company, you are entitled to insist the car is returned to the condition it was in prior to the collision, regardless of cost.
In other words, the third party's insurers are not entitled to right your car off/ declare it uneconomic to repair.
This is a grey area. My wife's C-Class Estate was written off when we did not want it to be. Both insurers argued that the car was beyond economic repair. They did offer to sell me the car, which I declined (didn't want the hassle). But there is a "tipping point" at which insurers just write it off. That used to be around the 60% of market value, but the factor into that cost potential underestimates and overspend on the repairs.Excuse me if I've read your post incorrectly but whose insurance are you claiming from?
I ask because whilst your insurance company has the right to declare the repair uneconomic, when claiming from the lorry driver's insurance company, you are entitled to insist the car is returned to the condition it was in prior to the collision, regardless of cost.
In other words, the third party's insurers are not entitled to right your car off/ declare it uneconomic to repair.
Excuse me if I've read your post incorrectly but whose insurance are you claiming from?
I ask because whilst your insurance company has the right to declare the repair uneconomic, when claiming from the lorry driver's insurance company, you are entitled to insist the car is returned to the condition it was in prior to the collision, regardless of cost.
In other words, the third party's insurers are not entitled to right your car off/ declare it uneconomic to repair.
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