mortgages

Some advice please guys. We're looking at a property, however, a Groundsure environmental search has revealed it has a medium risk from river flooding and a high risk from surface water flooding. This means it's been given a Black 1 JBA Insurability rating. River Flooding (Medium Risk) We...

I know it's a car forum but there are plenty of wise and helpful people around so perhaps this is worth a shot.. Purchased a house to renovate and live in approx. 2 years ago. The property needed extensive work having not been touched since 1950 and having no heating, dodgy electrics etc. A...

How do other self employed folk get on when looking for (and receiving) a mortgage? We've been looking at houses for XYZ amount so I've saved up about 13-15% of these values but I'm struggling to find a lender because I've not been trading that long. I'm of the mind to just stay where we are...

Hi Does there happen to be anyone here who works in the commercial mortgage field? if so, any chance of me quizzing your brains? please PM me if so! thanks Derek

Just a thought - this has been going for years now, but little seems to be said about the idea. I guess most people know, but the idea is everything comes out of one single account. Interest is reduced on your mortgage balance as any other income such as salary or bonuses counteract some of that...

I am on a [expensive by today's standards] fixed rate deal expiring shortly, and will remortgage. Am considering fixing again for either 5 or 10 years which will cost me either 4% or 4.9% respectively, based on expectation that rates will start climbing quite steadily soon. So depending on...

A mate of mine is trying to buy a house and he's finding impossible to get a mortgage due to him being 26 and recently starting off as self employed.He has never had credit as its always been paid for with cash,Its a bit "catch 22" with him. Cant get credit as he's never had credit :rolleyes...