2nd car proving expensive!

Discussion in 'Insurance & Finance' started by Dazzler, Mar 6, 2014.

  1. Dazzler

    Dazzler Active Member

    Messages:
    434
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    Sep 4, 2009
    Location:
    Haverhill, Suffolk
    Car:
    W211 Estate 320CDI, E55 AMG 54 plate.
    I would like to have an m3 tag top as a 2 nd car. I've tried multi car insurance companies bur it seems the 2nd car stands alone.
    How do people insure their 2nd cars?
    I've tried Adrian Flux to no avail.
     
  2. Dieselman

    Dieselman Banned

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    Car:
    Peugeot 403 Convertible
    Have you tried Aviva?
     
  3. JohnBar

    JohnBar Member

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    May 3, 2013
    LV= give discounts for multi policies
     
    1 person likes this.
  4. JohnBar

    JohnBar Member

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    May 3, 2013
    Sorry, wretched predictive text, I meant multi
     
  5. Sp!ke

    Sp!ke Administrator

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    Location:
    West London
    Car:
    SL500 & The Fart Car
    I found the multi car discounts to be anything but discounted.

    Use the comparison sites and shop around. Don't forget trying direct line too as they were best for me this time around and they aren't on the comparison sites.
     
  6. COD

    COD Member

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    43
    Joined:
    Sep 19, 2013
    Location:
    Newcastle
    Car:
    E320CDI saloon
    I believe Esure and Sheilas Wheels give multi car discounts.
    My wifes BMW is insured through Sheilas wheels where as mine is insured through Esure. When they realised we were both from the same household, I received a 10% refund. This was half way through the policy year:bannana:
     
  7. OP
    OP
    Dazzler

    Dazzler Active Member

    Messages:
    434
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    Sep 4, 2009
    Location:
    Haverhill, Suffolk
    Car:
    W211 Estate 320CDI, E55 AMG 54 plate.
    Yes I've tried Aviva. Not even a multi car quote lol. Makes me mad.
    Adrian flux was the same. . They advertise multi car but just end up single quoting.
    Does anyone actually share your no claims bonus across both cars?
     
  8. MCFastybloke

    MCFastybloke Active Member

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    Location:
    West Yorks
    Car:
    '95 300d.BMW330d
    On another forum Greenlight,brentacre and A-Plan tout policies that "mirror" NCB on second vehicles.
     
    1 person likes this.
  9. Chrishazle

    Chrishazle MB Enthusiast

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    Nr Ashford, Kent
    Car:
    2008 S204 C220CDI Elegance Estate Auto, 2008 R171 facelift SLK280 Auto.
    If it's a second "dads toy" car, try calling ClassicLine - I've had my 968 insured with them for a few years now, costs me about £220pa, £100xs but no NCB accumulates.
     
    1 person likes this.
  10. Riverside Red

    Riverside Red Active Member

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    Oct 27, 2012
    Location:
    County Durham
    Car:
    2015 R172 SLK55 AMG, 2018 BMW 530d MSport xDrive, 2018 Mini Cooper S
    Aviva multicar, 2011 CLS 350CDi AMG Sport and a 2012 SLK 55AMG as my Sunday car. £875 per year, but quite high excesses however.

    RR
     
  11. Riverside Red

    Riverside Red Active Member

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    County Durham
    Car:
    2015 R172 SLK55 AMG, 2018 BMW 530d MSport xDrive, 2018 Mini Cooper S
    I started off with Admiral who mirrored my no claims from one car.....once you start building up two lots of NCB it sticks (except with Directline)

    RR
     
  12. flango

    flango Hardcore MB Enthusiast

    Messages:
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    Location:
    Gods own country
    Car:
    Mercedes SLK R171
    All my cars and drivers are on one multi car policy with Admiral

    Volvo V70 + C30
    Mercedes CLK
    BMW M3
    Subaru Impreza
    Fiat Punto

    6 cars 3 drivers LV matched the renewal price this year but I called admiral who offer £100 of M&S vouchers to renew

    Can't be beaten in my opinion:thumb:
     
  13. Philbask

    Philbask Active Member

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    Aug 4, 2012
    Location:
    Warwickshire
    Car:
    W209 CLK 240 | 1991 230 CE |
    I did mine via a broker ComputerQuotesOnline , you have to phone them for 2nd car insurance as it's not available online. They work with several insurers (one of them is Aviva) and offer what they call "mirror NCB" In effect, as you can have NCB on only one policy, they give you a discount on the 2nd car policy equal to your NCB. They also do monthly payment with no surcharge, cancel anytime with no penalty and I think all they charge for setting it up is about £15! My insurer at the time wanted over £800, with them a shade over £300 :)
     
  14. sl55plymouth

    sl55plymouth Active Member

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    Jan 17, 2014
    Location:
    Plymouth Devon
    Car:
    SL55amg, Renault G Espace 2.0 Dci 175
    Admiral for me, they mirrored my NCB but have to ask.

    Did have a good deal with Axa until I told them about the non standard wheels that were fitted, they classed it as modification and them refused to insure the car, that's why I ended up with Admiral.
     
  15. daveenty

    daveenty MB Enthusiast

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    May 12, 2007
    Location:
    NW UK
    Car:
    S63 Coupe
    Mine's with Privilege and, as above, they mirrored my NCB. Well, not actually mirrored it but gave me 5 years to start with and told me that this would stay even if I changed providers.

    I just phoned them up and asked them. I live on my own now, so no other drivers and after a conversation briefly explaining that it would be pretty difficult to be driving them both at the same time they agreed. Cost me about £260 a year extra for a Subaru Outback 3.0, fully comp with class 1 business use on it. Mileage restriction of 8,000, though I also have this on the Merc, so I suppose in effect I've doubled it really.

    Can't remember how much the Merc was, but I do remember getting a ~£7 rebate when I changed from the Jag XFR, which was nice. :)
     
  16. mct_cars

    mct_cars Active Member

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    804
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    Sep 22, 2007
    Location:
    Newcastle
    Car:
    Mercedes R107 500 SL
    Try Quidco Compare. Same prices as the comparison sites but with cashback.

    TBH, unless its under classic insurance, can't see an M3 being cheap to insure without NCB!
     
  17. Spinal

    Spinal MB Enthusiast

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    Uxbridge
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    Smart, S320 and C180 with 3-pointed stars amongst others
    Just buy a third car and call Primo PLC (used to be on this forum). I've got 7 cars and three motorbikes insured with them, on a single policy which costs me roughly as much as insuring one of the motorbikes (a category 20 bike).

    M.
     
  18. krisby

    krisby Active Member

    Messages:
    164
    Joined:
    Mar 6, 2014
    Car:
    W203 C320
    Chris Knott give £20 off the second car in a household. Not much but it is something, and they are cheap too. My Volvo S60 2.5T was only £240, the wife's Saab 9-3 £220 cos of the discount, now I've got the Merc it's gone up to £300, but still mega cheap.
     
  19. Primo

    Primo Active Member

    Messages:
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    Jan 21, 2009
    Location:
    Essex
    Try the Primo plc multi vehicle policy too.
     
  20. mat8n

    mat8n Banned

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    Dec 30, 2013
    Location:
    Stokesley....ish
    Car:
    Sl63,honda crf450x, BMW x3, vespa lx50v, Honda goldwing in bits!
    i wouldn't use Admiral.

    they are cheap for a reason.
     

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