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I know the Clio's used to have issues with leaky sunroofs, maybe by 2006 they'd sorted the problem, I'm sure a Clio forum will have more detail.
If you insure with Direct Line your son would earn NCD as a named driver on your policy, but only DL would recognise it as such. We did this with our two sons and combined with their multi car discount it made a huge difference when they came to buy insurance in their own names.
From memory they paid around £600 fully comp when internet searches were typically coming up with £1500-£2000.
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