sorry the below is a long story , right let me get to the point. My first day at my placement job i had a small accident. Basically I was on the roundabout and one taxi driver was in front of me. I slightly barely touched his bumper. So the guy comes out and the only word he says it that him & his friends neck hurts. So I calmly said to him to drive down and park somewhere sensible so we can discuss. So we did, he got out I got out and i said how are you doing mate , his reply "Im fine but my friends neck hurts" so I giggled to myself and i said lets look at the cars. So we did, there was no damage on my car, or his car. I basically touched his taxi license plate the yellow one and even that didn't have a scratch on it. In the meantime his so called friend comes out the car and pretends to have neck aches. So I just gave my details and so did he so we walked off. Now I parked up at work, and as i am walking towards the entrance i see the same taxi dropping his beloved friend off. So I just minded my own business and walked along. Then the so called friend of the taxi driver was casually jogging past me in to the building going through security gates saying hello to other staff. After a week i got a call from my insurance company saying that i have been in a accident.So i said yes i did touch his bumper but i know for a fact that there is no damage. So they sent out an engineer, he looked at my car and then they looked at the other car. Long story short I have now received a letter saying that the claim will be going forward and that they will be paying out for damages and personal injury. Now the catch here is that. The so called friend is a passenger, he works at my place and i see him everyday since that day. And i haven't noticed any pains which he claims he is having, the motherfu**er is healthier than me The taxi driver - i see him now and then with the same vehicle. I took couple pictures on the scene which is time and gps stamped. The engineer has gone out to take a picture of their car after 7 weeks. Between the pics there is a considerable difference. Basically the guy has broken some Part of his car on purpose within the timeframe when te enginner took 2 months to go there. What do i do now, ive already told this to the claims department that this is a scam. How can i cope with this do you have any ideas ? thank you for taking your time to read this. .