Advise re C220 sport finance

[vgangalam]

Hello
I am planning to buy CDI220 sport 2012 for my wife. I have taken finance (agility) for 36months for a sum of £18,305. I have been quoted at £323/month(9.4%APR) and balloon of £10,500. at the end as payoff. Please advise if i am paying too much. If so how much APR would be a better deal to negotiate.
Thanks in advance

 

[SamW]

Hi, you're better off going for a brand new one at the moment... There are loads around and stock needs to be shifted to make way for the new models coming up plus the all the C next year.

Or alternatively find a car more than 3 months old (and less than 9 months, like an ex demo) as these attract an extra £750 deposit allowance.

It's difficult to answer your example directly but I'm sure it's fine, might be worth seeing what newer, or brand new ones may cost as well.

 

[Paddcomp]

Or take out a personal loan with Tesco over 60 months for £343 and either settle after 36 or carry on to own outright.