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Best guy I found through Leasing. Com and both my mate and I have got A35s from him.I'm in the market for a new A35 for the missus. If anyone is in the know please will you share any amazingly cheap 3 or 4 year lease or pcp deals details
Many thanks
Steve
I'd wait for the A45s to become available on lease tbh
The availability is limited until March I think. There is a few builds being delivered but not see a demonstrator yet.It’s already available on lease?
The availability is limited until March I think. There is a few builds being delivered but not see a demonstrator yet.
£788 with 1 up front. 3 years 10kpa. I'm paying circa £400 for the A35 on a similar contract.
Mercedes-Benz A Class Amg Hatchback A45 S 4Matic+ Plus 5dr Auto Car Leasing Deals | Leasing.com![]()
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Hence I have an A35!!!! [emoji13]Similar to mine, makes the A35 seem like a bargain!
But for those who’ll buy another new car in a few years time anyway, then that doesn’t really matter: had they bought the car in cash then the same value would have disappeared in depreciation during the same period of time.Nearly £10k pa and you have nothing at the end - madness.
But for those who’ll buy another new car in a few years time anyway, then that doesn’t really matter: had they bought the car in cash then the same value would have disappeared in depreciation during the same period of time.
I wouldn’t agree that leasing is madness, but it would be difficult to argue that buying new cars is anything but madness! It’s an expensive business!
leasing might work...until your circumstances change...such as change of job/annual mileage, new family member, loss of job...
It is madness to tie debt to the "asset", and I use that term lightly - finance it separately, then you own it, you an modify it, you can sell it,
If you can't afford it, don't buy it. Too many people in this country are living a debt filled fantasy. I might be boring but id rather stick £30k in my pension and retire 10 years earlier.
Still at least we have the choice...
but they still have an asset of some value at the end of 3 years
Provided the asset is still worth more than the money you owe on it.
If you lose £15k in depreciation over 3 years on a £30k car, and leasing it for that same terms would have cost you £12k, then you're £3k down.
Of course, you can keep it longer to allow the depreciation curve to claw that back, but what if you don't want to? Having a new car under warranty means a certain amount of peace of mind, if something goes wrong it's not your problem - that has a lot of value to a lot of people, who generally also aren't too
worried about wanting to modify their car.
So you are right. My GTD lease cost me less to own than a purchase. I will explain.Provided the asset is still worth more than the money you owe on it.
If you lose £15k in depreciation over 3 years on a £30k car, and leasing it for that same terms would have cost you £12k, then you're £3k down.
Of course, you can keep it longer to allow the depreciation curve to claw that back, but what if you don't want to? Having a new car under warranty means a certain amount of peace of mind, if something goes wrong it's not your problem - that has a lot of value to a lot of people, who generally also aren't too worried about wanting to modify their car.
You are missing the point - buying for cash ( albeit funded from a separate loan) means you own something - renting gives you nothing but a dream and a poor credit rating
The way the market is going are going, the cars are invariably worth less than the GFV meaning you have NO EQUITY at the end of the term.
Your example figured are flawed as the deal illustrated costs c£29k over 3 years with no residual value.
Other PCP deals maybe better but there are multiple posts here by people who want to mess with their AMG, with all the risk and complication that entails.
It’s your money- I will enjoy my early retirement
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