Any good A35 lease deals about?

[Deleted member 6183]

Fair enough - but i was merely responding to the “financial sense” point with an alternate, more economically literate, course of action

Apart from property, over the longer term, and certain goods and chattels that are used (in daily life), i cant think of an asset that doesn't depreciate.



I guess I'm old school and prefer to own things, with the freedom that brings. It cannot be a coincidence that since the boom in financing cars and easy/instant credit, this country has experienced a massive financial crisis and is not far off another.

But we are all free to fund our lives how we choose.

Maybe you got lucky with the generation game and have access to savings which grew back in the day when interest rates were 10% or so.

Younger people are used to earning nothing on savings and happy to pay monthly for consumables.

 

[Steve84N]

Car finance really boomed after the credit crisis because finance became, plus has remained, so cheap.

Being able to borrow £10,000 from the bank at a cost of £25pm is an absolute doddle.

 

[Deleted member 149005]

Some people see a car as an asset

Some people see a car as a liability

Some people see a car as a consumable

What a strange world we live in...

 

[Darlo]

Well the guy came on here asking for some help finding a lease deal and he gets responses from a load of Martin Lewis wannabes.

Buy/lease/pcp/loan.... do you want you want. I’m sure he is a big enough boy to decide the best way to get his hands on an A35 without a load of keyboard warriors giving him sound financial advice ha ha.

As per most post mate. I have found that the best way to get the hottest deals. I’m still in all the mailing lists as I am considering my options when my mine goes back. If I see anything I think is particularly good value you I will pm you the details

 

[Lennox]

Some people see a car as an asset

Some people see a car as a liability

Some people see a car as a consumable

What a strange world we live in...

And without that we would live in a boring world. Diversity is the driver of life.

I earn a good living, I have most of my bases covered (pension, family homes (plurel), kids education, a few cheap flats, growing investment portfolio, developing my own Fintech (in throws for £2m+ investment) a few companies trying to hire me...

So I throw a grand a month on cars. I am connected to a few that spend 10x that on supercars to spin their you tube channels. That's Nutts.

My old man for instance has 7 cars all bought and trying to buy his 8th (C5 Corvette) he doesn't do finance but would if he could buy cannot due to his age. He has a huge portfolio but lenders don't want 65+ customers.

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[Steve84N]

Get the finance for him and make a cheeky margin!

 

[Deleted member 149005]

And without that we would live in a boring world. Diversity is the driver of life.

I earn a good living, I have most of my bases covered (pension, family homes (plurel), kids education, a few cheap flats, growing investment portfolio, developing my own Fintech (in throws for £2m+ investment) a few companies trying to hire me...

So I throw a grand a month on cars. I am connected to a few that spend 10x that on supercars to spin their you tube channels. That's Nutts.

My old man for instance has 7 cars all bought and trying to buy his 8th (C5 Corvette) he doesn't do finance but would if he could buy cannot due to his age. He has a huge portfolio but lenders don't want 65+ customers.

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Clearly i misunderstood your financial circumstances - i interpreted your choice of the budget A35 rather than the full fat A45 you clearly desired and your reluctance to fund the £15k cost to upgrade as a suggestion of a financial constraint. I apologise.

 

[Deleted member 113659]

And without that we would live in a boring world. Diversity is the driver of life.

I earn a good living, I have most of my bases covered (pension, family homes (plurel), kids education, a few cheap flats, growing investment portfolio, developing my own Fintech (in throws for £2m+ investment) a few companies trying to hire me...

So I throw a grand a month on cars. I am connected to a few that spend 10x that on supercars to spin their you tube channels. That's Nutts.

My old man for instance has 7 cars all bought and trying to buy his 8th (C5 Corvette) he doesn't do finance but would if he could buy cannot due to his age. He has a huge portfolio but lenders don't want 65+ customers.

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Stop being so modest. Be proud of your achievements.

 

[Lennox]

Stop being so modest. Be proud of your achievements.

Feck it..... Yeah OK I'm in the top 1%. Haters hate. [emoji1787]

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[Deleted member 113659]

Feck it..... Yeah OK I'm in the top 1%. Haters hate. [emoji1787]

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Grub is definitely on you!!! (And some diesel money)

 

[Melon333]

Feck it..... Yeah OK I'm in the top 1%. Haters hate. [emoji1787]

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Geez a job! [emoji23]


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[Deleted member 6183]

Feck it..... Yeah OK I'm in the top 1%. Haters hate. [emoji1787]

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Ha, ha, ha, ha.

Golden brown, texture like sun.

 

[ash59fifty-uk]

Lease/pcp/bank loan/borrowed from mummy costs “££” per month, whilst the larger sum of money is invested elsewhere

If you’re clever, interest also earned elsewhere would cover at least 50% of the monthly cost of the asset (hopefully more)

Buying a new car (or even a three year old car) outright is outright madness, I know where I’d put £25k+ and it wouldn’t be rolling or beeping

 

[SarahAnn200]

Everyone is different. I was brought up to not be in debt and was told that my parents wouldn't bail me out. My house and car are paid for, I have lump sums that I don't need locked away earning interest and a property paid for that I rent out, also a buy to let flat going through that I will rent out when it completes. People should be kinder to each other and not tell them how they live their life is 'outright madness' just because they were brought up to live debt free. I'm out. This is supposed to be a car forum, not a get into debt up to your neck forum.

 

[Deleted member 149005]

Lease/pcp/bank loan/borrowed from mummy costs “££” per month, whilst the larger sum of money is invested elsewhere

If you’re clever, interest also earned elsewhere would cover at least 50% of the monthly cost of the asset (hopefully more)

Buying a new car (or even a three year old car) outright is outright madness, I know where I’d put £25k+ and it wouldn’t be rolling or beeping

no way can the interest on the capital value of car generate that level of return - average savings rates on £25k are at best 1.0% which equals £250 pa, not even 1 months payment.

If you have money in the bank, you are losing money just as if you had used it to buy a depreciating asset

 

[Doodle]

There are other places to invest money than a savings account.

 

[Lennox]

There are other places to invest money than a savings account.

Lending through Zopa was good, circa 6-7% could be achieved if you didn't mind a bit of risk in the portfolio. Done a few ICOs and came out ahead so far. But residential property is the safest and you can get a great return if you are willing to get your own hands dirty or have a good book of property specialists.

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[Lennox]

Geez a job! [emoji23]


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What languages can you programme in?

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[Lennox]

I'm in the market for a new A35 for the missus. If anyone is in the know please will you share any amazingly cheap 3 or 4 year lease or pcp deals details

Many thanks

Steve

Any back on topic, did you get a deal?


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[Jatboy]

Hi lennox,

I reached out to the guy you mentioned, thanks for sharing his details. He is just waiting to confirm prices, I had to chase him a few times. Nothing else sorted yet.