Mercedes cozy
Active Member
- Joined
- Aug 6, 2006
- Messages
- 886
- Location
- LONDON (Near Heathrow Airport)
- Car
- Mercedes ML 320 CDI W164 KEYLESS GO / (NOW WITH STAR)
What is going on?
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What is going on?
more and more glad my mortgage is fixed rate
Holy S**t!
My payments went up £105 last time, not more!
I didnt add, I was on a fixed rate, then it changed as the rates went up, im in the process of trying to get a fixed again
Holy S**t!
My payments went up £105 last time, not more!
What is going on?
The banks have increased lending multipliers and relaxed lending criteria resulting in an increase in demand - effectively swapping individuals previously disposable income for bank profits/interest payments.
Whats a mortgage?
gary
Two years left on a 12 year mortgage that I used to buy flats to renovate and rent out and some land to build flats on.
Total cost at the time £110 000 - value now almost half a million with the land still unbuilt - and the tenants cover the mortgages.
So while I should be able to retire before my mid 40s - interest rates dont really matter when so near the end of a loan.
However, its alarming that someone on average income has left to live on when they buy an average house now.
http://scotland.shelter.org.uk/howtohelp/howtohelp-7700.cfm
The banks have increased lending multipliers and relaxed lending criteria resulting in an increase in demand - effectively swapping individuals previously disposable income for bank profits/interest payments.
Hot Diggedy !!!!
My payments rise by £25 for each quarter per cent ....
It's liveable with , but it's still gone up over a ton over the last year ....
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