As i was travelling around 10mph today, just heard a loud bang from behind, somebobdy hit me. The impact was so strong that it pushed me forward and unluckily hit the car in front causing a big dent on his rear bumper. The car who hit me (ford Ka) was badly damaged while mine had a big dent on the rear bumper and maybe some clips came off for the front bumper, glad I drive a merc.
I've never made a claim before and just worried that I might be at fault for hitting the car in front although it was the car behind who hit me first. How do I explain this to the insurance company (Halifax)? There was no witness as nobody on the seen would like to be one. I've got fully comp. insurance with no claims bonus protection. Just don't wanna pay the excess as it was not my fault.
Thanks in advance.
Richard
I've never made a claim before and just worried that I might be at fault for hitting the car in front although it was the car behind who hit me first. How do I explain this to the insurance company (Halifax)? There was no witness as nobody on the seen would like to be one. I've got fully comp. insurance with no claims bonus protection. Just don't wanna pay the excess as it was not my fault.
Thanks in advance.
Richard