Best insurance options for 2 cars

[dowtherz]

Have just taken delivery of my new "Work" car, see pics in the gallery.

http://www.mbclub.co.uk/forums/showthread.php?p=624829#post624829

Strangely enough it was more expensive to insure than the SLK32 AMG, probably based on the higher value. The SLK probably won't see much light of day in between now and the Spring so I was wondering if anyone had any ideas on the cheapest way to insure both, I do 3-4,000 miles pa in the SLK and around 10,000 miles pa in the E Class. The SLK is garaged so the risky option is to not insure it at all until next year.

 

[imadoofus]

Admiral Multicar.

I switched to them from Direct Line and saved over £700 eek: )

 

[BTB 500]

Key question is whether you already have two lots of NCD?

If not, use the NCD on whichever car has the highest gross premium. I assume you have the SLK on a limited mileage policy, this brings the cost down significantly.

 

[Nibbo]

Admiral Multicar also.

It was about the same to insure two cars with them as it was for just my car with another well known insurer. Oh Yes...

Not sure if the cars need to be registered to two seperate drivers though.

 

[C240Sport97]

when I looked into this, they were the best (for me):

www.primoplc.com

 

[imadoofus]

Not sure if the cars need to be registered to two seperate drivers though.

They don't.

Admiral also give you a free green card for each car, so you don't have the old 'admin fee' thing when you want to drive abroad.

 

[BTB 500]

Admiral also give you a free green card for each car, so you don't have the old 'admin fee' thing when you want to drive abroad.

Don't believe you need a green card any more, we've just been to Germany and back and were advised to just take our standard insurance docs.

 

[Corrado]

I've been with Priviledge for a few years. When it came to insuring a second car for the first time they offered an introductory year at the same NCD as I already have (full). For the next and subsequent years the normal accrual of NCD starts on the second policy, at a value of one year's NCD (assuming and hoping the first year is without claim).

As far as type of insurance, I was looking for Third Party for the mostly garaged, low mileage, almost valueless, group 18 hobby car, but as it turned out - for some very odd reason - Priviledge wanted less for Fully Comp than for TP. Bizarre .

I did try Admiral Multicar but they were £150 more for less cover. It could well be a different story next year when Priviledge revert to one year's NCD on the second policy.

BTW: increase voluntary excess to keep the premium down.

 

[imadoofus]

Don't believe you need a green card any more, we've just been to Germany and back and were advised to just take our standard insurance docs.

You don't but it's a document that can be understood by various coppers in various EU countries. Some insurers will refuse to cover you unless you 'buy' one.

 

[BTB 500]

You don't but it's a document that can be understood by various coppers in various EU countries. Some insurers will refuse to cover you unless you 'buy' one.

My current CIS policy covers all of Europe as standard (a very welcome bonus - I didn't realise when I took the policy out ... it was just the cheapest!), and the certificate is printed on the back in German/French/Italian/Spanish etc.

My previous insurance (Direct Line) only gave the legal minimum 3rd party abroad so I had to buy a week's European fully comp. cover each time we went. They just sent what was basically a cover note - no green card either.

But I'm sure you're right and it varies from company to company.

 

[umedc]

Hi
sorry off topic but any one knows what 40% is ,how many years no claims? best place for van insurance? ta

 

[Frank O' Phile]

I've been hunting around the comparison sites (some big differences there) but one thing I noted was when I initially input my details, I intentionally left out my previous points (now over 3 years old) and a previous accident (not my fault and settled in my favour) and got some really good prices.

Then I did it again and this time included the details mentioned and was quite surprised how much the quotes went up. I would gues at an average of 25 - 30%. All for two speeding tickets that are no longer valid and a settlement against another driver.

Oh well, I'll keep searching for the best deal ever.