I'm approaching retirement, could retire now or any time in the next 6 or 7 years. To fund the retirement I have a pot of money which I'm hoping to invest to provide an income. My initial thoughts were blocks of shares which pay good dividends and my sums could work with dividend returns around 4% to 5%. But, I've come across this lot who are paying considerably more. Does anyone have any 1st hand experience of them or knowledge of bonds in general? I suppose my greatest concern would be the security of the lump I choose to invest.