Bond Win.

[Peter103]

Got a letter yesterday with a cheque for £25, the letter with it said it was from the November 2012 draw.
The prize has been reallocated to you because the original winner was not eligible to receive it.
Although your winning bond has been repaid you are still entitled to this prize.
Odd, where could It have come from? Why did it take 8 years to find me?
I used to have premium bonds, won £1000 once, but sold them years since.

 

[Deleted member 6183]

Who was it from?

 

[219]

Ernie , the fastest .....

 

[Peter103]

Who was it from?

NS&I Premium Bonds Blackpool.

 

[kianok]

Maybe someone has discovered a bond win cheque and asked them to reissue it hence the 8 years.

You obviously had your Bonds when that draw was made so you were the next
In line.

 

[Teego]

Smelly rats. Did the check clear?

 

[Peter103]

Smelly rats. Did the check clear?

I'll find out on Monday, looks very official, letter has the bond number, we'll see.

 

[BTB 500]

Sounds very odd ... the draw is made from active bonds only, so how could a winner be not be 'eligible'? And how did they 'reallocate' it? Work out all the bonds that were active as of November 2012 and carry out another random draw from all of those? Even if that was possible would they really go to that trouble for just a £25 payout? Can't see how it would be a scam though!

 

[whitenemesis]

"What happens to a dead person's premium bond? (A recent storyline in The Archers suggested that descendants of the deceased couldn't claim the prize if the number came up.)
UNLESS a bond is repaid in the meantime, it can go on winning prizes for a full year after the end of the month in which the holder died. Any prizes won during this time go to the estate. In the Archers storyline, Joe Grundy is notified of a prize drawn in the name of his wife who had died several years earlier. Characteristically he had failed to notify the Premium Bond Office of her death, so her bonds were still taking part in prize draws. Joe is not entitled to the prize but tries to claim the prize money (illegally). Eventually the prize is returned to the Premium Bond Office after Joe's bank refuses to allow him to negotiate the warrant. In real life a prize like this would be reallocated to the next eligible bond number.
Alan McGill, Controller, National Savings, Lytham, Lancs"
What happens to a dead person's premium bond? (A recent storyline in <I>The Archers </I>suggested that descendants of the deceased couldn't claim the prize if the number came up.) | Notes and Queries | guardian.co.uk

 

[BTB 500]

In real life a prize like this would be reallocated to the next eligible bond number.

Presumably then they must draw a set of 'spare' numbers (I wonder how many?) every month, and retain them indefinitely to be referred to in situations like this.

 

[kianok]

"What happens to a dead person's premium bond? (A recent storyline in The Archers suggested that descendants of the deceased couldn't claim the prize if the number came up.)
UNLESS a bond is repaid in the meantime, it can go on winning prizes for a full year after the end of the month in which the holder died. Any prizes won during this time go to the estate. In the Archers storyline, Joe Grundy is notified of a prize drawn in the name of his wife who had died several years earlier. Characteristically he had failed to notify the Premium Bond Office of her death, so her bonds were still taking part in prize draws. Joe is not entitled to the prize but tries to claim the prize money (illegally). Eventually the prize is returned to the Premium Bond Office after Joe's bank refuses to allow him to negotiate the warrant. In real life a prize like this would be reallocated to the next eligible bond number.
Alan McGill, Controller, National Savings, Lytham, Lancs"
What happens to a dead person's premium bond? (A recent storyline in <I>The Archers </I>suggested that descendants of the deceased couldn't claim the prize if the number came up.) | Notes and Queries | guardian.co.uk

I was thinking along those lines.

If a family member of someone who has died found a cheque which will obviously have expired but request to have the cheque reissued that could explain why it’s taken so long.

I’ve had a couple of cheques which I failed to cash within the 3 months and they don’t get reissued unless you request them to do so.

 

[BTB 500]

I didn't think cheques actually expired any more ... it's basically up to the individual bank's discretion? Premium bonds are paid by 'warrants' rather than cheques though (if not directly into an account) - no idea what the rules are for those!

 

[kianok]

I didn't think cheques actually expired any more ... it's basically up to the individual bank's discretion? Premium bonds are paid by 'warrants' rather than cheques though (if not directly into an account) - no idea what the rules are for those!

Still the case for NS&I cheques as of last month!

 

[BTB 500]

Still the case for NS&I cheques as of last month!

Supposedly those are 'warrants', rather than cheques:

Warrant of payment - Wikipedia

I get winnings paid directly into my bank account so I've never seen one!

 

[Peter103]

Paid the £25 cheque in today, all good.

 

[pmcgsmurf]

Logged into my account today to change the email address and found 2 x £25 wins from 2018 have been credited back in 2018, haven't logged in for a while.