smillion
Active Member
- Joined
- May 8, 2006
- Messages
- 904
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- CLS350 CDI sport
18 months ago we had a chimney fire and 3 appliances attended.
They successfully put the fire out by tipping 220 litres of water down the chimney - none appeared at the fireplace.
We have now found that the clay chimney liner was damaged in this process and the chimney surround is now leaking smoke etc into the roofspace. Its taken a while to manifest itself as the liner breaks up gradually.
We need to have a new liner fitted and so tried building insurance.
They have inspected but tell me that I should have told them earlier and that given the delay they won't agree to pay for the repairs (£1,100).
The fact is we did not know earlier and that it does take time for the liner to break down and for the smoke and soot to seep through the bricks. And in any event it was in the loft.
Does this seem fair or am I expecting too much fromt h insurance company?
Marc
They successfully put the fire out by tipping 220 litres of water down the chimney - none appeared at the fireplace.
We have now found that the clay chimney liner was damaged in this process and the chimney surround is now leaking smoke etc into the roofspace. Its taken a while to manifest itself as the liner breaks up gradually.
We need to have a new liner fitted and so tried building insurance.
They have inspected but tell me that I should have told them earlier and that given the delay they won't agree to pay for the repairs (£1,100).
The fact is we did not know earlier and that it does take time for the liner to break down and for the smoke and soot to seep through the bricks. And in any event it was in the loft.
Does this seem fair or am I expecting too much fromt h insurance company?
Marc