C63 Insurance

Discussion in 'Insurance & Finance' started by GBC63, Apr 3, 2014.

  1. GBC63

    GBC63 New Member

    Messages:
    6
    Joined:
    Mar 25, 2014
    Car:
    C63 Coupe
    I'm 28, 7 years NCB, 3 points (SP50).

    Have been insured with Elephant for years and I paid £903 for my BMW 330d last month at renewal but when I quoted for my new C63 AMG Coupe they wanted to increase it to around £1650.

    Mercedes quoted £13,000
    Adrian Flux ~£2000
    Generally the quotes were £2500 - £3500

    But to my absolute delight, Privilege quoted me £780 which includes protected NCB, legal cover, £250 voluntary excess, based on 10K per annum mileage, and even added my old man on there.
     
  2. IanA2

    IanA2 Hardcore MB Enthusiast

    Messages:
    4,533
    Joined:
    Sep 17, 2003
    Location:
    East Mids
    Car:
    SL60 AMG, GES300, Lexus GS 430
    I think the MB quote is "go away, we don't want your business" :D
     
  3. c63chris

    c63chris Hardcore MB Enthusiast

    Messages:
    846
    Joined:
    Mar 14, 2012
    Location:
    Sussex
    Car:
    SL63 + W205 C220d
    Never found Mercedes insurance to be anywhere competitive and I am a "safe" risk for both driver and location. Bizarrely Privilege where cheaper for the A45 than Aviva for the C350!!
     
  4. Ten elena

    Ten elena Hardcore MB Enthusiast

    Messages:
    181
    Joined:
    Feb 7, 2014
    Location:
    London
    Car:
    1998 R129 SL500
    13K from Mercedes??!!!! What sort of calculation can this even be based on????
     
  5. st13phil

    st13phil MB Club Veteran

    Messages:
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    Joined:
    Nov 6, 2007
    Location:
    North Oxfordshire
    Car:
    His - Diamond White W212 E63 Biturbo with Night Package / Hers - Obsidian Black R172 SLK55
    They work on the assumption that quoting a daft price will cause less offence than them saying "we don't want to insure you". It also means that you can still honestly answer "no" to the question "Have you ever been declined motor insurance".
     
    1 person likes this.
  6. whitenemesis

    whitenemesis MB Club Veteran

    Messages:
    13,594
    Joined:
    May 7, 2007
    Car:
    Lexus RC300h F-Sport 2016
    Adding your father probably helped reduce the premium
     
  7. Markjames

    Markjames Hardcore MB Enthusiast

    Messages:
    704
    Joined:
    Sep 14, 2012
    Location:
    Ashford, Kent
    Car:
    mercedes e220 coupe
    When I got a ridiculous quote from Mercedes they explained that it was because my 35 year old wife with a clean licence was classed as a young reckless driver.
     
  8. IanA2

    IanA2 Hardcore MB Enthusiast

    Messages:
    4,533
    Joined:
    Sep 17, 2003
    Location:
    East Mids
    Car:
    SL60 AMG, GES300, Lexus GS 430
    That is precisely the case.

    It's the same as the tradesman who quotes £5K for a £1K fiddly job that he does not want to do.
     
  9. Dryce

    Dryce MB Club Veteran

    Messages:
    5,661
    Joined:
    May 17, 2006
    Car:
    ..
    My understanding is that you're not being declined if they refuse to quote.

    An example say where you are with an insurer that only insured cars up to a certain value - you then buy a new car above that value and they will refuse to quote on it once they have the details. So you cancel the policy and get a new one with an insurer that does quote. But you haven't been declined. You're original insurer would be happy take you on as a customer if you subsequently change the car to one that does conform with their policy.
     
    1 person likes this.
  10. mika

    mika Hardcore MB Enthusiast

    Messages:
    1,895
    Joined:
    Aug 30, 2010
    Car:
    mercedes
    I used mercedes
    It was less than £500


    But my wife and I are 100 years old
     
  11. kamalpatel12448

    kamalpatel12448 Hardcore MB Enthusiast

    Messages:
    958
    Joined:
    Sep 11, 2010
    Location:
    London
    Car:
    C63 (W204) and C240 (W202) - just not at the same time!
  12. tali

    tali Hardcore MB Enthusiast

    Messages:
    1,577
    Joined:
    Jun 17, 2008
    Location:
    593 West 11th street.San Pedro
    Car:
    qashqai
    Get the wrong postcode and that is entirely believable.


    For a C180.
     
  13. OP
    OP
    GBC63

    GBC63 New Member

    Messages:
    6
    Joined:
    Mar 25, 2014
    Car:
    C63 Coupe
    With my previous insurer they wanted about £250ish more to add my old man. With Privilege it went up by £35 adding him.
     
  14. PenelopePitstop

    PenelopePitstop Hardcore MB Enthusiast

    Messages:
    720
    Joined:
    Jul 26, 2012
    Location:
    Surrey
    Car:
    SLK55 2014, Audi A8
    I don' t have wrong post code and Mercedes quoted me 14K. Bought insurance in Admiral for about £600.

     
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