There have been a lot of reports lately of cars being stolen from homes with the keys. http://www.echo-news.co.uk/news/3555520.Keys_and_car_stolen_as_mum_and_I_slept/ In some cases people are held at knifepoint / gunpoint or beaten up and 'asked' to handover the keys. Other cases involve a break in to the house and now more recently we're a hearing of a number of cases involve 'fishing' the keys through the letterbox. Is there a standard stance on the validity of car insurance cover on this type of thing? I guess if you're attacked or beaten up and hand over the keys you would be covered. I assume that if your home is broken into and there are signs of forced entry then you should also be covered. I'm getting paranoid now about the theft of keys where there may be no sign of forced entry (i.e. the fishing of keys through the letterbox). Having said that I don't leave my keys in plain sight. My parents have had their keys stolen from their house (but luckily not the cars!). They had the locks changed and I that was covered by the insurance.