Cat-d Damage

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big x

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Can someone clue me in on what sort of damage ratings insurance companies use, for example if a repaired car is offered on Ebay as catagory-d damage ?

thanx

adam
 
cat D classes the car as cost of repairing the damage as more than 60% of the value of the car. The actual scale of the damage can vary depending on the age of the car but it's a pretty major blight on the cars history so the price you pay should reflect that.

HTH

Andy
 
Yep, CAT D cars can be OK if you know exactly what you are buying, but as Andy says, the price should always reflect it's history. You buy them cheaper, they are always worth less when you sell them!

Unless there is a good reason to buy it, I personally would try and avoid ;)

Will
 
That's not strictly true.

Categories A & B are deemed too seriously damaged for safe repair - although sometimes this can be 'overruled' by a specialist for vehicles of interest. Otherwise category A vehicles are crushed, category B vehicles are broken for spares.

Category C vehicles are deemed so when the cost of repair directly outweighs the market value.

Category D vehicles can be any accident damaged vehicle where the cost of administration, repair and overheads (hire car etc) exceeds the value of the vehicle.
 
What about stolen and recovered vehicles? :)
 
They are notified under the same categorisation if damaged else notified as recovered.
 
stats007 said:
That's not strictly true.

Category D vehicles can be any accident damaged vehicle where the cost of administration, repair and overheads (hire car etc) exceeds the value of the vehicle.


isn't that what I said?

At the end of the day, the amount of damage could be minimal ( a couple of keyed panels on an old car), a stolen/recovered where the insurance company have paid out etc etc but no matter, all that is noted on the log book is that it has been a category D write off. That devalues the car in the eyes of any potential purchaser who intends to sell the car at some point in the future.

If it's a category C you must have the vehicle inspected before it returns to the roads.

Andy
 
Sorry, I was referring to your statement of 60% of the value of the vehicle.
 

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