Crash for cash insurance scams on the rise

Discussion in 'Driving/Incidents/Roadrage' started by Marque, Aug 21, 2010.

  1. Marque

    Marque Hardcore MB Enthusiast

    Messages:
    177
    Joined:
    Apr 9, 2008
    Location:
    NW London
    Car:
    S211 E220 CDI Avantgarde (2006/55)
    1 person likes this.
  2. d w124

    d w124 MB Club Veteran

    Messages:
    12,346
    Joined:
    Dec 30, 2008
    Location:
    london
    Car:
    w124 3.6AMG styling E320 S124 Lorinser styling
    That`s old,people have been doing that for years
     
  3. Rayny

    Rayny Hardcore MB Enthusiast

    Messages:
    570
    Joined:
    Jan 4, 2009
    Location:
    Hastings
    Car:
    Skoda Roomster
    Do you mean 'people', or lying, cheating, selfish animals ?
     
  4. MOCAŠ

    MOCAŠ MB Club Veteran

    Messages:
    7,345
    Joined:
    Dec 27, 2008
    Location:
    West London
    Car:
    SLK
    Pretty sure it's people. Not heard any reports of animals running these scams...
     
  5. MOCAŠ

    MOCAŠ MB Club Veteran

    Messages:
    7,345
    Joined:
    Dec 27, 2008
    Location:
    West London
    Car:
    SLK
    Just seen the item on the BBC, and the news is that it's moving south, having previously been concentrated in the North-west and Midlands.
     
  6. RobertoMercini

    RobertoMercini Hardcore MB Enthusiast

    Messages:
    267
    Joined:
    Jul 27, 2010
    Location:
    Shropshire
    Car:
    E250 BlueEff Coupe
    I've noticed a certain demographic seem to be responsible for a vast amount of these 'claims'
     
  7. markjay

    markjay MB Club Veteran

    Messages:
    23,211
    Joined:
    Jun 24, 2008
    Location:
    London
    Car:
    W204 C180 Executive SE 2013 Automatic / COMAND NTG4.7 and Morel speakers fitted by www.comand.co.uk
    Friend of mine used to work in the filed... one of the things that has been done to combat this is the introduction of legislation that prevents a claimants from 'pulling-out' of an insurance court case.

    One classic scam, is when 5 claimants put in claims for whiplash saying they were all passengers in the car at the time, but the vehicle was caught on CCTV with only the driver in it...

    This way, if the scam is exposed in court, the claimant will not only loose the case but will have substantial costs awarded to the insurance company.

    Problem is, most of the people running these schemes are very good at living under the authorities' radar so in many cases these costs are not really collectible...
     
  8. ss201

    ss201 Hardcore MB Enthusiast

    Messages:
    833
    Joined:
    Aug 29, 2009
    Location:
    Near Lancaster UK
    Car:
    190E 2.6 Sportline, W203 320 CDi SE Estate
    Sadly, you are spot on with your observation. A friend of mine was an investigator for an insurance company, working in Lancs. 100% of claims she investigated of this nature were from the same "demographic" as the two convicted in this case. This type of fraud has been going on for years in the Preston, Blackburn, Burnley area, where there is a very large population of this "demographic".

    £13 million fraud and they get two years, one suspended. There's no justice anymore. A few months inside then they'll be straight back to their old tricks.

    Should you ever be a victim, get your mobile phone out, take photographs of those involved and watch the perpetrators scatter and their claim evaporate. That was the advice my friend gave to me.

    I won't say what I would do to them..................
     
  9. RobertoMercini

    RobertoMercini Hardcore MB Enthusiast

    Messages:
    267
    Joined:
    Jul 27, 2010
    Location:
    Shropshire
    Car:
    E250 BlueEff Coupe
    Exactly - unfortunately fraud must still be seen as a 'victimless' crime. They should have the book thrown at them - if someone stole 13mil from a bank with a banana in their pocket it would be treated much worse, probably because the bank clerk would be the 'victim'.

    Its far too easy to exploit to the hilt and no doubt this particular demographic have been adept at sharing their wares so that the law recently brought in that allows the courts to take all their ill-gotten gains back (unsure what its called) will be all but useless

    :wallbash::mad:
     
  10. nick.ged

    nick.ged Hardcore MB Enthusiast

    Messages:
    706
    Joined:
    Sep 13, 2009
    Location:
    midlands
    Car:
    mutty the nail; wide body amg 124 coupe
    a local thug near me drives a turbo Porsche and lives like a king, been doing this and importing fags from Europe for years... never gets pulled or anything, it is seriously unfair.
     
  11. MOCAŠ

    MOCAŠ MB Club Veteran

    Messages:
    7,345
    Joined:
    Dec 27, 2008
    Location:
    West London
    Car:
    SLK
    Am I the only one to detect more than a hint of racism here? Using the euphemistic term 'particular demographic' doesn't excuse it. Unless the demographic you're referring to is simply the criminal fraternity. Either way, it would be helpful if you used plainer English.
     
  12. Dryce

    Dryce MB Club Veteran

    Messages:
    6,893
    Joined:
    May 17, 2006
    Car:
    ..
    Hopefully you're the only one overstepping the mark on this.
     
  13. RobertoMercini

    RobertoMercini Hardcore MB Enthusiast

    Messages:
    267
    Joined:
    Jul 27, 2010
    Location:
    Shropshire
    Car:
    E250 BlueEff Coupe
    If you were to research it, I would have no doubt whatsoever that a particular section of British Society (not specifically criminal) would be responsible for this particular type of fraud. That isn't racist. The reason I have to use the terms I have is for fear of being branded exactly that.

    You are more likely to find white, middle-class family teenagers clogging up supermarkets in the early hours with their modified cars than black working class. You are more likely to find black, working class families going to to attend church on Sunday in the area of Manchester where I hail from than you are white working class. Are either of those statements racist? They're merely observations.

    In the same way that scrotes and criminals come in all shapes and sizes I would say that certain crimes are more likely to be committed by different parts of the population. A bit of lateral thinking required here I think
     
  14. RobertoMercini

    RobertoMercini Hardcore MB Enthusiast

    Messages:
    267
    Joined:
    Jul 27, 2010
    Location:
    Shropshire
    Car:
    E250 BlueEff Coupe
    MOCAS, in relation to that particular quote, maybe 'particular demographic' in that context should probably have read simply 'they' as in fraudsters in general - fraudsters are well aware of the laws available to take their belongings and will find workarounds where they can for sure.
     
  15. MOCAŠ

    MOCAŠ MB Club Veteran

    Messages:
    7,345
    Joined:
    Dec 27, 2008
    Location:
    West London
    Car:
    SLK
    Ok, my comment wasn't intended to start anything - quite the reverse. After reading ss201's response, I didn't want to see this thread become an opportunity for one person after another to agree that these scams are associated with a 'certain demographic' without that term having been defined, otherwise how on earth would they know what they were agreeing with?

    RobertoMercini - if you meant fraudsters in general when you said 'particular demographc', then in your original post you were basically saying that you've noticed that fraudsters tend to be responsible for scams. Good observation.

    Statistically, it may be a matter of fact that one racial demographic or another tends to be asociated with a particular type of crime, but it serves no useful purpose to casually drop this into a conversation. Crimes are committed by criminals, and it's not equitable to tar a whole community with the same brush.
     
  16. RobertoMercini

    RobertoMercini Hardcore MB Enthusiast

    Messages:
    267
    Joined:
    Jul 27, 2010
    Location:
    Shropshire
    Car:
    E250 BlueEff Coupe
    MOCAS, I only meant fraudsters in the part where I talked about how they would be hiding and sharing their ill gotten gains, I still meant what I said in the original post. Your point is taken re tarring communities with a brush but that also was not what I was doing.

    I'm not saying that the majority of that community would commit that type of crime, but in this circumstance, that this type of crime was more likely to be committed by someone from that community. There's a difference, albeit subtle.

    Hope this clears it up as my post wasn't meant as a veiled attack on any particular section of society (apart from crims obv) but an observation on the origin of these particular scams.

    :thumb:
     
    1 person likes this.
  17. MOCAŠ

    MOCAŠ MB Club Veteran

    Messages:
    7,345
    Joined:
    Dec 27, 2008
    Location:
    West London
    Car:
    SLK
    I appreciate the difference, and the fact that you've taken the time to respond, but I still fail to see what purpose it serves to mention the association in this way. Presumably you were trying to make a point, but I for one wasn't quite getting it. Maybe that's just me.
     
  18. prprandall51

    prprandall51 Hardcore MB Enthusiast

    Messages:
    2,278
    Joined:
    Feb 1, 2005
    Location:
    In hiding
    Car:
    Audi
    Jeez, what a lot of waffle.

    I personally have observed that insurance fraud seems to be a favourite of Asian criminals.

    Not Asians in general. But Asian crimianls.

    I have noticed also that drug-crime is a favourite of the West Indian criminals and that pointless, senseless shocking violence is the speciality of the English criminal.

    I hope that everyone is now suitably offended and I trust I will be banned shortly.
     
    7 people like this.
  19. Noodle-Pulp

    Noodle-Pulp Hardcore MB Enthusiast

    Messages:
    798
    Joined:
    Aug 4, 2009
    Location:
    Northants
    Car:
    C250CGI, previous C230 Coupe, SLK200, C200 Coupe
    In simple terms almost ALL of the criminal fraternity have no cares about the impact of their crime on their community, therefore much crime is perpetrated by those that originate outside said community.
    (Maybe this is an extension of the adage don't mess on your own doorstep)

    Often those that have strong foundations within a community have means and methods to avoid detection, using such terms as "fine upstanding member of the community" when it comes to defence in court cases, or simply relying on local knowledge - often it is said it's not what you know but who you know...

    This is true no matter what country or community you're talking about.

    Honestly, the media doesn't help in today's age when most of the time they can't bothered in reporting "Mr Brownsmith from Acacia Avenue was found guilty of _______", instead they'd rather go for the extremist sensationalism, "hundreds of immigrants from _________, caused chaos in ______ and are costing the British Taxpayer millions".

    Bottom line of all of this is that some parts of any society would prefer to live outside the confines of local laws and customs, these people will never care about the impact of such, and will always fall back into the same routine because why should they care about how they're damaging people they have no investment of emotion in?

    There is no solution to this, perhaps we should adopt this standpoint?
    Judge Asks Doctors To Damage Criminal's Spine - Yahoo! News UK
     
  20. RobertoMercini

    RobertoMercini Hardcore MB Enthusiast

    Messages:
    267
    Joined:
    Jul 27, 2010
    Location:
    Shropshire
    Car:
    E250 BlueEff Coupe
    BBC 1 tonight at 10-30 - all power to those office workers that photographed and reported one such group of these scammers. I'd happily give up my own time to catch this kind of thing
     

Share This Page

  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.