Just had a phone call from my bank's credit card fraud prevention team. Have I placed an online order with Carphone Warehouse for £0.01? - erm no - I'm sat at my desk working. "That's fine madam - the transaction has not been approved. We do however need to stop your card and issue you with a replacement." Damn - not the end of the world but plans for the weekend now need some extra thought. I like to have my Visa card - just in case I spot an essential pair of shoes or bag - you know what I mean. "As you haven't placed that transaction - how about one 15 minutes ago for £900 (give or take) again online with a music store(name escapes me - not one I'd heard of)?" This one had been authorised! At this point my minor frustration turned into anger, upset, feeling violated - all of that rubbish . I will get the money back - and they will refer to their fraud investigation people. But who are these scum that manage to pull off these fraudulent purchases. How come anything I want to buy online needs so much verification I sometimes lose the will to live! Yet these scum just go along and wham bam that'll do nicely thanks. My bank have my correct address - but interestingly a totally unfamiliar mobile number for me - so how would these goods be delivered? I don't want to think about this too much as I'll and up paranoid and there's no room in my house for any more residents - The guy at the bank was really nice and helpful and reassured me my money was safe. Doesn't change the hassle I've got now. Luckily it's not much - but this could have ruined someone's holiday or more.