brucemillar
MB Enthusiast
- Joined
- Nov 18, 2010
- Messages
- 8,661
- Car
- C55 AMG Wagon - W124 300te 4matic Wagon - BMW 4.8is X5 E53 - SWB Pajero 3.5 V6 24v
Friends. I may well be unintentionally misleading with my title. Apologies if so. You will (I am sue) work it out.
So. Daughter has passed her driving test. Bought her own new(ish) car.
Insured herself with help from Dad.
Her insurer insisted on a “Black Box” being installed in the car, on a permanent basis, for the first 12 months. All good so far.
Now I find that in the event of her commuting a whoopsie that triggers the call home on the “Black Box” she is informed that she has a “strike” logged against her record. Three strikes can lead to her policy being cancelled. All good and understood.
What troubles me (I have not tested it) is that the insurer does not need disclose what the “Strike” entailed. It could be any number of events/triggers from the box and not just the obvious ones: speeding etc.
It includes bad driving - but does not say what that is?
My friends Son has already fallen foul of this with the insurer refusing to disclose what his misdemeanour was.
This seems rather pointless to me. Would they not want the insured to understand and correct their behaviour?
Curious am I.
Sent from my iPhone using Tapatalk
So. Daughter has passed her driving test. Bought her own new(ish) car.
Insured herself with help from Dad.
Her insurer insisted on a “Black Box” being installed in the car, on a permanent basis, for the first 12 months. All good so far.
Now I find that in the event of her commuting a whoopsie that triggers the call home on the “Black Box” she is informed that she has a “strike” logged against her record. Three strikes can lead to her policy being cancelled. All good and understood.
What troubles me (I have not tested it) is that the insurer does not need disclose what the “Strike” entailed. It could be any number of events/triggers from the box and not just the obvious ones: speeding etc.
It includes bad driving - but does not say what that is?
My friends Son has already fallen foul of this with the insurer refusing to disclose what his misdemeanour was.
This seems rather pointless to me. Would they not want the insured to understand and correct their behaviour?
Curious am I.
Sent from my iPhone using Tapatalk