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Friend's MB broadsided / written off. Claim help needed

R

Ralph

Active Member
Joined
Jul 1, 2003
Messages
128
Location
London
Car
CLK320 W209
C Class 250D Classic 4D Auto, 96P witth 74K on the clock. In good nick, well maintained, no rust.

3rd Party Insurance has offered him 4K. Whats the true value?

What is the best course to pursue?

Parkers is a pay service now?

Where else can one look, for free?
 
I would say that is about right.
Went onto Parkers and came up with this:
Is a TD though


Mercedes-Benz C-Class Saloon
C250 TD Classic 4d 1997/P
Insurance Group 13 (get a quote)
Average mileage: 70,000 miles
Cost New ('97) £ 23475
Franchised Dealer £ 5605
Independent Dealer £ 5365
Private Good £ 4490
Private Poor £ 3260
Part Exchange £ 3815
 
Last edited:
Ralph said:
C Class 250D Classic 4D Auto, 96P witth 74K on the clock. In good nick, well maintained, no rust.

3rd Party Insurance has offered him 4K. Whats the true value?

What is the best course to pursue?

Parkers is a pay service now?

Where else can one look, for free?
Click to expand...


Take it and run! Sounds like a good deal!
 
Had a quick look on Autotrader, only one showing with 102000 miles at £3750 for a L reg, so would seem about right. However, if you can find others at higher price, insurance may increase their offer.

Good luck
 
4k sounds like a damn good offer. bite their hand off before they withdraw
 
I'd agree with the others, it might well be low-ish milage, but it is a non-turbo, classic spec, pre facelift model. £4K seems like a generous offer IMO :)

Good luck,

Will
 
Thanks ALL for your informative replies.

Does 3rd party / their insurance not have an obligation to compensate for fair replacement?

This was the closest I could find, 50 miles away! What do you estimate the difference in value between the two? (Pre crash :) ) This is obviously worth more!

(Friend's car has no Turbo, or AirCon, is slightly older and has slightly higher mileage)

1997 (P) Mercedes-Benz C-Class C250 TURBO DIESEL 72K £6,995

* Saloon
* Mileage: 72000
* Colour: SLATE GREY METALLIC
* Location:

General description
1997 (P) Mercedes-Benz C Class C250 TURBO DIESEL 72K Turbo Diesel Saloon Automatic SLATE GREY METALLIC, Power Steering, ABS, Electric Front Windows, Electric Windows, Air Conditioning, Air Bag, Twin Air Bags, Remote Alarm, Electric Mirrors, Electric Sunroof, Central Locking, Remote Central Locking, UK Specification, UK Supplied, Height Adjustable Seat, Powered Folding Mirrors, Rear Headrest, Centre Armrest, Retractable Headrests, One-Touch Electric Windows, 72,000 miles, Full Service History £6,995

Technical data
Engine size: 2497
Fuel type: Diesel
No. of doors: 4
Transmission: Automatic
 
But that car is over priced!

Like we said, that is a good offer, full stop.
 
I'd say that one you have found is worth a couple of grand extra, possibly more? It's got a better spec (air con, folding mirrors etc), but most importantly (as you know) it is a Turbo Diesel!!

There is a significant difference in performance and desirability (hence value also) between this and your friend's car. Don't forget that the price that a car is advertised at doesn't automatically dictate it's worth, sellers rarely get the asking price either ;)

Had a quick look at Autotrader myself, there's quite a few Diesel W202s on there.

A 1996 C250TD Elegance, with 5-spd auto and 96K miles for £4395 (you'd get it for £4K ;) )

Another C250TD Elegance, 1997 model with 69K miles, 5-spd auto, alloys, 'immaculate condition' etc etc for £4800 (Get it for £4.5K!)

There's even a 2001 model C250TD (Classic), auto, air con, all the facelift spec and 63K miles for £7195.

I really think that £4K is a decent offer for this car, and many insurers would have offered less. If I was your friend, I would use this as a good opportunity to upgrade to a newer (TD) model and perhaps get a higher spec car for not much more money.

That 1997 model is newer, lower mileage and better specced, all for £800 more than what your friend's offer is. You could probably buy it for £500 - decent upgrade in my book :cool:

Good luck and I hope he is happy with the outcome :)

Will
 
Price for a 250TD classic. A N/A car will be worth less.

Mercedes C Class (1993-01)
C250 4Dr Saloon 2.5 TD Classic (1996/P) More On This Car
Specifications
Review


Average Mileage: 85,000
Price New: £23,930
Insurance Group: 13 Other Cars in Insurance Group


These valuations are based on thousands of used car prices. WiseBuyer's pricing experts research valuations at dealers, auctions and private sales.


Car valuation adjusted for 74,000 miles
Retail: £4,450 The valuations quoted are prices you should aim to pay for a used car, not the advertised price. You should adjust your valuation to allow for extras that were not standard specification.

Sell your car now
Private Good: £3,680
Private Average: £3,060
Private Poor: £2,310
Part Exchange: £3,310
Trade: £3,120
 
Unless you have an agreed value they will use a third party assessor and give you market value. There is no 'fair' in insurance!
 
My friend has just read through all your posts and has asked me to thank you all on his behalf for your collective wisdom
 
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