Group 46

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ChrisEdu

MB Enthusiast
Joined
Sep 5, 2005
Messages
8,326
Location
By the southern sea
Car
E320CDi Estate - gone E320CDi Saloon - written off CLS 350CDi Coupé
How much are people paying for insurance if they have a group 46 car, eg CLS 350CDi?

My E 320CDi was group 42, I believe, and insurance was circa £200-£220.

Quotes for group 46 are coming in upwards of £400. Granted, I now have a rather recent claim, but full no claims bonus.
 
I now have a rather recent claim, but full no claims bonus.
The claim inflates the base premium, having full no claims just means you have a X% discount on the base…. X% discount on a base premium of £500 will still be more than X% on a base premium of £350….
 
The claim inflates the base premium, having full no claims just means you have a X% discount on the base…. X% discount on a base premium of £500 will still be more than X% on a base premium of £350….
Indeed, but I was just interested in knowing what sort of prices others are paying.
 
Indeed, but I was just interested in knowing what sort of prices others are paying.
Incredibly varied by postcode, age, driving history, occupation, mileage, garaged/street parking etc. :D
 
Car Rating group is only advisory, insurance companies do not always rate according to the car group.
I've just moved from a group 12 to a group 22, the extra cost is about £27 for the 6 months remaining on the policy - an uplift of only about 5%.
Some insurers also rate on how long you have owned the vehicle - The less time you have owned a car, then the higher the premium.
Are you getting quotes for immediate start?
Have you tried getting quotes to start in say 7 days time?
In todays computerised insurance ratings it is not just each individual rating factor that affects the rating, but interlinked combinations of rating factors.
 
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Car Rating group is only advisory, insurance companies do not always rate according to the car group.
I've just moved from a group 12 to a group 22, the extra cost is about £27 for the 6 months remaining on the policy - an uplift of only about 5%.
Some insurers also rate on how long you have owned the vehicle - The less time you have owned a car, then the higher the premium.
Are you getting quotes for immediate start?
Have you tried getting quotes to start in say 7 days time?
In todays computerised insurance ratings it is not just each individual rating factor that affects the rating, but interlinked combinations of rating factors.
I think I was looking for 7 day's time.
 
I think I was looking for 7 day's time.
That is normally better than requesting quotes for an immediate start.

If your old vehicle is being written off - Have you discussed substituting the potential new vehicle onto the existing policy?
 
That is normally better than requesting quotes for an immediate start.

If your old vehicle is being written off - Have you discussed substituting the potential new vehicle onto the existing policy?
In passing, yes. They have said I can, but didn't say how much extra.
 

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