MancMike
New Member
- Joined
- Jul 29, 2014
- Messages
- 0
Hi,
Not wanting to pull the "how much do you pay for insurance" thread off on a tangent, I thought I'd create my own thread.
I've always paid thousands for insurance, obliterating everyone else's rants about 450 a year being excessive, I used to pay more than that a month.
Anyway, my insurance company have just cancelled my policy as I apparently owed them 30 quid for an admin charge I thought they'd added on to the policy but apparently I was supposed to go on their website and pay it.
I'm furious as I was just about to clock up another year's NCB. I currently have 2 years. (I changed cars a lot, and had times with no car, so didn't keep insurance active for many full years).
I've got a clean licence, no accidents recorded, my fault or otherwise, have a driveway.
At it's peak I paid £890 first payment followed by 10 payments of £465/month to insure my RX8.
Now I was paying £110/month (about 1300 in total) for the C class. As my policy has now ended, I'm getting new quotes. They're all coming in at over £1,800 with a 3 grand compulsory excess.
Every person I speak to about it, people in the same area, people with faster cars, points, accidents, convictions, etc all choke on their own spit when I mention my premiums, and they're somehow paying just a few hundred a year, and moaning about it.
With my cards on the table, what am I doing wrong?
Not wanting to pull the "how much do you pay for insurance" thread off on a tangent, I thought I'd create my own thread.
I've always paid thousands for insurance, obliterating everyone else's rants about 450 a year being excessive, I used to pay more than that a month.
Anyway, my insurance company have just cancelled my policy as I apparently owed them 30 quid for an admin charge I thought they'd added on to the policy but apparently I was supposed to go on their website and pay it.
I'm furious as I was just about to clock up another year's NCB. I currently have 2 years. (I changed cars a lot, and had times with no car, so didn't keep insurance active for many full years).
I've got a clean licence, no accidents recorded, my fault or otherwise, have a driveway.
At it's peak I paid £890 first payment followed by 10 payments of £465/month to insure my RX8.
Now I was paying £110/month (about 1300 in total) for the C class. As my policy has now ended, I'm getting new quotes. They're all coming in at over £1,800 with a 3 grand compulsory excess.
Every person I speak to about it, people in the same area, people with faster cars, points, accidents, convictions, etc all choke on their own spit when I mention my premiums, and they're somehow paying just a few hundred a year, and moaning about it.
With my cards on the table, what am I doing wrong?
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