Insurance Company Recommendations?

Discussion in 'Insurance & Finance' started by Gareth, Jul 26, 2011.

  1. Gareth

    Gareth Active Member

    Messages:
    998
    Joined:
    Aug 24, 2008
    Location:
    St Asaph
    Car:
    MX-5 Recaro
    Insurance seems to be going through the roof again and tbh at the money the car is costing me I am seriously getting to the point where I am struggling to justify keeping it.

    The best quote I can get so far is £730

    30 yrs old, 8 yrs ncb (it's actually a few more but I can only prove 8 yrs)
    No Points
    No Claims
    12,000 miles a year
    Car kept in a secure garage

    Last year I paid around £500 and that was about £100 more than the previous year

    Any recommendations on who to try with?

    Many thanks
     
  2. SPX

    SPX MB Club Veteran

    Messages:
    16,046
    Joined:
    Aug 29, 2010
    Location:
    Yorkshire
    Car:
    That one
    Direct line is who I'm with. I'm 31 but with 5 years ncb, everything else the same except I keep my car on the drive and I pay £647.

    In fact, I've got my buildings and contents insured with them which also brings the car insurance price down. Maybe worth a look at that as well pal?
     
  3. OP
    OP
    Gareth

    Gareth Active Member

    Messages:
    998
    Joined:
    Aug 24, 2008
    Location:
    St Asaph
    Car:
    MX-5 Recaro
    Direct Line is £900 odd for me, such a joke.
     
  4. Benzowner

    Benzowner MB Enthusiast

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    Bristol
    Car:
    Qashqai Acenta Premium 1.6Diesel
    OK I am twice your age, but my S Class through Prudential was just under £300.00 and my B class is a little less
     
  5. Spinal

    Spinal MB Enthusiast

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    Uxbridge
    Car:
    Smart, S320 and C180 with 3-pointed stars amongst others
    Primo multicar... even if it's not the cheapest, the level of service you get is outstanding!

    I've bought a few cars, donated one to charity, etc... every time they were more than helpful in getting new certificates out for free and even sent temporary certs when the printed ones wouldn't arrive fast enough.

    M.
     
  6. GP801

    GP801 MB Enthusiast

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    2003 W209 CLK, 2005 R171 SLK in UK, 1995 S124 E280 in Italy
    Try Chris Knott. Broker that usually uses Highway - part of LV. Very good for self and wife but also for 24 year old son with 2.4 litre Volvo. Clean licence, full NCB, agreed value £550 per annum for him. Might be worth a try.
     
  7. s500colin

    s500colin MB Enthusiast

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    Location:
    Southampton
    Car:
    S 500L / Toyota Landcruiser Amazon 50th Anniversary Ltd Edition
    Hi my car is insured with Admiral just over £400 fully comp protected :thumb:
     
  8. OP
    OP
    Gareth

    Gareth Active Member

    Messages:
    998
    Joined:
    Aug 24, 2008
    Location:
    St Asaph
    Car:
    MX-5 Recaro
    Thanks, Admiral are the best so far @ £672
     
  9. ucr

    ucr MB Enthusiast

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    car
  10. 2003-c180kcoupe

    2003-c180kcoupe Active Member

    Messages:
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    May 30, 2011
    Car:
    c180k coupe
    swiftcover was the best for me , i added my girlfriend to the the policy , she has no no-claims as she had a company car for years and 6 points and it still reduced the price by over £100 :)
     
  11. Xenon

    Xenon Member

    Messages:
    46
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    Sep 25, 2010
    Location:
    London
    Car:
    E250CDI Avantgarde Saloon (2011)
    I always search through moneysupermarket to find the best deals. Insurance companies seem to work in weird and mysterious ways. Basically, when they see their business going down they reduce their prices for a time until their levels of business go back up. Therefore, it's difficult to say who will be the cheapest on a given day. If level of service is important to you then search the forum. Some members seem to have dreadful service from some insurers.
     
  12. tali

    tali MB Enthusiast

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    593 West 11th street.San Pedro
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    Personally i couldn't give a fig about dreadful service- i just want their cheapest there is (which excludes 99% of insurers and time wasting comparison sites)- although even the cheapest ain't cheap enough- so i can't be picky about customer service
     
  13. GP801

    GP801 MB Enthusiast

    Messages:
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    Location:
    Sussex and Tuscany
    Car:
    2003 W209 CLK, 2005 R171 SLK in UK, 1995 S124 E280 in Italy
    We have NEVER found the comparison sites to be even remotely competitive. Have always found those that deal direct or the specialist brokers much better.
     
    1 person likes this.
  14. saorbust

    saorbust MB Enthusiast

    Messages:
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    Car:
    CLS350CDI
    I'm with the IAM Surety scheme. I pay £420, 38 yr old male, 1 SP50 from 4 years ago, max no claims, fully comp protected, car in garage, insured for £30k, with tracker. Business class 2, 20,000 miles PA. This is with Royal Sun Alliance, via the IAM broker.

    Best I could find outside of IAM was £850.
     
  15. OP
    OP
    Gareth

    Gareth Active Member

    Messages:
    998
    Joined:
    Aug 24, 2008
    Location:
    St Asaph
    Car:
    MX-5 Recaro
    Thanks for the recommendations guys, will be shopping around again tonight.

    For what it's worth I use comparison websites only to find possible cheapest 'Premium' companies and then go direct myself, there is always cheaper but it isn't necessarily with a company you'd want to go with.
     
  16. mattloxston

    mattloxston New Member

    Messages:
    2
    Joined:
    Aug 4, 2011
    Car:
    mercedes 420se
    get on to rh insurance based in essex (01277 206911), search them on the net

    im 30 with no ncb,
    ive got a lowrider yank tank (6.6ltr) and my 4.2ltr v8 s class with them and both come to £129 on there classic policy, you have to be a named driver or have some other car you drive as a daily, im a named driver on my birds fiesta and that keeps them happy, limited milage to 3000 miles a year but even at 10000 a year it was only £200 so still cheap, give them a try as i was paying £600 for my s class before i moved to them
     
  17. Red C220

    Red C220 MB Enthusiast

    Messages:
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    Location:
    Surrey
    Car:
    2015 SL400 : 2017 S6 Avant
    Esure were 30% less than anything my broker could come up with. Pretty decent policy too.
     
  18. Primo

    Primo Active Member

    Messages:
    124
    Joined:
    Jan 21, 2009
    Location:
    Essex
    Many thanks for the recommendation - much appreciated!
     
  19. captainkirk

    captainkirk Member

    Messages:
    36
    Joined:
    Aug 6, 2011
    Car:
    2019 GLC 63 s White with 21" wheels
    Couple of things to note, from previous experience:

    1. Garage is not always best - I have always had cheaper online quotes by far when keeping it on a street overnight - something to do with the statistics of vandalism and thievery in a garage

    2. Admiral is doing really realy cheap deals at the moment, and only moneysupermarket have ever given quotes that actually equal going direct.

    HTH

    Sun
     
  20. Dizwen

    Dizwen Active Member

    Messages:
    139
    Joined:
    Jul 8, 2009
    Location:
    near Derby
    Car:
    C32 AMG
    Can't knock adrian flux this year. My insurance went up by £28 to £468. everyone else wanted £700+
     

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