insurance for a 300td

[nick.ged]

brought a 300td yesterday, for use of my partner and I, its a 1998 and was 850 quid.

insurance for this is being quoted at between 500 and 1000 pounds, third party, I am amazed, why so high, we are both uk citizens, have clean licenses and have been driving for twenty odd years.

 

[Charles Morgan]

Have you tried a comprehensive quote? Sometimes, third party can be more expensive.

I am paying just under £400ish comprehensive with full NCB unprotected for my W124 on street parking, with one SP30 and 28 years driving. Yours seems very high indeed - have you tried a price comparison site, saved me a lot.

 

[renault12ts]

As above. Strangely, and because of lack of demand, third party is usually (nowadays) dearer than comp..

 

[Dieselman]

I can't see 3rd party being more expensive, it wasn't when I insured a car a month ago, but the difference once windscreen and legal cover were added in made it not worthwhile.

Nick, how much n-claims discount do you have? The 300TD is a fairly high group car.

 

[R1der]

Just to add my agreement to the above, just sold a 300TD and replaced with a V6 petrol 190 bhp MG ZT which i thought would be a jump in insurance and got £19 pound back even after admin fees.
Remember in their early days the 300 was the fastest accelerating and top speed diesel car, maybe that info still counts for something...

 

[bing]

establish your annual mileage and consider classic car insurance. If you think that your partner is going to do less than 8-6k a year it might be worth checking.

 

[dinoy]

peter best agreed value 5k w124 diesel £250 full comp

 

[nick.ged]

ended up paying 485 for it, third party f/f.

I know insurance has gone up but our alfa at £11,000 value and fully comp is less than the 300td?

it really is a joke, the car is a nice old smoker, but its performance is very lack lustre to say the least, maybe they have a lot of accidents due to being so slow, owners get caught out on roundabouts or overtaking ect and have loads of accidents.