Maco
Active Member
Did post in the insurance forum, but don’t think it’s used much.
Thought I’d ask on here about which insurance will be best for me, instead of ringing around & getting drawn into boring convos with insurance companies.
So me and partner own a MB E250, she uses it for work but I use it most weekends & sometimes through the week if I’m travelling to watch the football or going long distance.
I also have my own van, only used for social. Ride motorbikes on a weekend so that’s really the only reason for having a van.
Now it gets complicated, for work I run my own hire company. At the minute my father in law gives me a hand with his van & trailer.
Soon as I get Xmas/new year out the way I’m going to be buying a flatbed pickup for work but for obvious reasons won’t want to be using it as my daily run around so I will be keeping my Berlingo for social use. I also have access to numerous vans/pickups I could use for work due to a family member running a builders yard.
I was thinking maybe a traders policy would be the best option, meaning I wouldn’t need to insurance my 3 vehicles individually & would also have the option to drive other vehicles that I didn’t need own.
Insuring all cars/vans individually isn’t an option really as I’m only 23, last years van insurance cost me just short of £1000 & £400 As a named driver for the merc. So id be looking at well over £2000 to insurance all 3.
What’s my options?
Thought I’d ask on here about which insurance will be best for me, instead of ringing around & getting drawn into boring convos with insurance companies.
So me and partner own a MB E250, she uses it for work but I use it most weekends & sometimes through the week if I’m travelling to watch the football or going long distance.
I also have my own van, only used for social. Ride motorbikes on a weekend so that’s really the only reason for having a van.
Now it gets complicated, for work I run my own hire company. At the minute my father in law gives me a hand with his van & trailer.
Soon as I get Xmas/new year out the way I’m going to be buying a flatbed pickup for work but for obvious reasons won’t want to be using it as my daily run around so I will be keeping my Berlingo for social use. I also have access to numerous vans/pickups I could use for work due to a family member running a builders yard.
I was thinking maybe a traders policy would be the best option, meaning I wouldn’t need to insurance my 3 vehicles individually & would also have the option to drive other vehicles that I didn’t need own.
Insuring all cars/vans individually isn’t an option really as I’m only 23, last years van insurance cost me just short of £1000 & £400 As a named driver for the merc. So id be looking at well over £2000 to insurance all 3.
What’s my options?