Insurance - what company? 27yrs old, 1 non-fault, 3 points

Discussion in 'Insurance & Finance' started by rossyl, Jun 6, 2011.

  1. rossyl

    rossyl Hardcore MB Enthusiast

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    Hi,

    Can you guys recommend any insurance companies I should try? Admiral want £1,300 + £400 excess.

    After a non-fault accident (that i did end up claiming injury for as my hand/ankle was knackered) AND (more annoyingly) 3 points for going through an AMBER light at a junction...my insurance has sky rocketed.

    27 male
    1 no fault accident
    3 points
    London
    Car parked on street

    second driver
    27 female

    If you can recommend anyone who it is worth trying, please let me know.

    Cheers,
    R
     
  2. gina2201

    gina2201 Hardcore MB Enthusiast

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    swiftcover are worth a try, they were the best for me when it came to renewing just recenty plus its all online so any changes do not cost you!
     
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  3. moonloops

    moonloops Hardcore MB Enthusiast

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    Shop around, Admiral doubled my premium this year I have have made no claims, got no points and now have 10 years NCB. Admiral are now totally binned and I am back to a premium of around £340 with another company.
     
    1 person likes this.
  4. Shude

    Shude MB Club Veteran

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    Like all insurance threads this is likely to become a generic list of insurance companies as everyone seems to have different premiums and experiences.

    Best advice is always to shop around for the best quote and check that the cover is exactly what you want.
     
  5. Will

    Will MB Club Veteran

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    It's worth noting that pretty much all insurance policies have gone up recently, so take what you paid last year plus 25-40% or therabouts, ignoring any extra for the recent claim and points.

    One of my policies went up about 25% or so with no change in details, inc. full NCD etc. Shopped around expecting the renewal price to be slightly less competitive, but it was about the cheapest out of the lot I checked :)
     
  6. OP
    OP
    rossyl

    rossyl Hardcore MB Enthusiast

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    £2.5k!!!
     
  7. Shude

    Shude MB Club Veteran

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    <smug> I think that pretty much sums up my earlier comment! ;) </smug>
     
  8. Rayny

    Rayny Hardcore MB Enthusiast

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    I'm afraid it is just a matter of shopping around until you find a broker/insurer that is looking to increase their risk exposure to match your personal circumstances at the time that you need the policy to start.
    Often the best buys are to be had about 7 to 14 days before renewal is due.
     
  9. grober

    grober MB Club Veteran

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    Liverpool Victoria =LV ?
     
  10. 300CE

    300CE Hardcore MB Enthusiast

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  11. A210AMG

    A210AMG MB Club Veteran

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    Adrian flux?

    Try the normal compare the Market and go compare also?
     
  12. tim.100

    tim.100 Hardcore MB Enthusiast

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    Have you considered raising the excess or putting a mature driver (say 45), fault-free driver onto the quote? I rarely beat Admiral (or their affiliates, Elephant & Sheila's wheels)
     
  13. OP
    OP
    rossyl

    rossyl Hardcore MB Enthusiast

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    Admiral turned out to be by far the best...always worth giving them a ring.
     
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