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Insurance

Discussion in 'Insurance & Finance' started by tanuie, Aug 31, 2017.

  1. tanuie

    tanuie Hardcore MB Enthusiast

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    Ely Cambridge
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    Just renewed my car insurance with Hastings Direct for £209.85, not to bad i thought for fully comp.
     
  2. DrFeelgood

    DrFeelgood MB Club Veteran

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    You've got this all wrong.

    The agreed stance is that they are robbing swines who feed off the loyal punter and never pay out anyway.

    Must try harder. :D
     
    3 people like this.
  3. clk320x

    clk320x Hardcore MB Enthusiast

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    That's what they are!!!!!!!!!!!!
     
    1 person likes this.
  4. markjay

    markjay MB Club Veteran

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    W204 C180 Executive SE 2013 Automatic / COMAND NTG4.7 and Morel speakers fitted by www.comand.co.uk

    Phowa... he's just another kind-hearted lefty.... he should read the Daily Mail more often :cool:
     
    1 person likes this.
  5. markmifsud

    markmifsud Hardcore MB Enthusiast

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    Location:
    Bromley, London
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    Hastings Direct quoted me £317.57
     
    1 person likes this.
  6. KillerHERTZ

    KillerHERTZ Administrator Staff Member

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    Location:
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    Car:
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    £400 from Flux with 9 years NCB after initial quote of £630 from them.

    :wallbash:
     
    1 person likes this.
  7. foxy52

    foxy52 Hardcore MB Enthusiast

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    W204 C250 CGI AMG sportline
    ....did u check yer policy for what u get or don't as the case may be ??!!.. for anything other than a classic 10 year plus old merc most people would pay 350-450.. best I got was 362 from the AA on a silver member basis.. foxy52
     
    1 person likes this.
  8. AMGeed

    AMGeed MB Club Veteran

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    Most companies appear generous with their first year quotes and price.
    Wait until you get your renewal after year 1 or year 2.
    That is when you change companies and play the game.

    Its no good trying to compare prices with the same model either. Its a postcode lottery based on risk.
     
    1 person likes this.
  9. SpoonJar

    SpoonJar Hardcore MB Enthusiast

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    Sep 24, 2013
    Car:
    W208 CLK55 AMG
    I insured with Tesco last year for £327. This years renewal is £401 so phoned them to cancel the renewal. Went on a comparison website and the cheapest was Tesco again for £296. Nice.
     
    1 person likes this.
  10. Peter103

    Peter103 Hardcore MB Enthusiast

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    Car:
    E 350 Bluetec 9 G Coupe.
    AA , fully comp, protected NCD, 90 days full European cover, £273.
     
    1 person likes this.
  11. Denis O

    Denis O Hardcore MB Enthusiast

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    Weald of Kent
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    SL350 R230
    It looks to me as insurance has come down quite a lot this year. The Merc's not due till January but with the Range Rover coming up in October, I thought I'd have a look around.

    Currently with Admiral at £330 so a quick Meercat and Admiral are now £245. I thought I'd also look at Aviva, who don't sully themselves with comparison sites, and low and behold £225. That's a 4.2 Supercharged, fully comp, 3000 miles a year, retired and for me and SWMBO. Our post code is one of the safest in the country and there's an outcry if someones garden gnome goes missing, so that makes a big difference; not the gnome, the post code.
     
    1 person likes this.
  12. T5R+

    T5R+ Hardcore MB Enthusiast

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    Seems like have got some ringing around to do.

    Last year £318, renewal just arrived.......£428.

    A 33% increase with zero change in circumstances. :confused:

    Ironically, my motorcycle is due at the same time and has marginally reduced.

    Sorry, any idea if it makes any difference if request quotes at start of month or towards end.
     
    Last edited: Sep 3, 2017
    1 person likes this.
  13. OP
    OP
    tanuie

    tanuie Hardcore MB Enthusiast

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    Hi, Yes did check policy and it covered everything that i wanted.
     
  14. MancMike

    MancMike Formerly i-CONICA

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    How does that work? How do they know how long you've been away? Do you have to inform them every time?
     
  15. MDC250

    MDC250 Hardcore MB Enthusiast

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    £450 renewal up from £400 last year with no change in circs. Full NCB and clean licence.

    Even taking into account IPT increase and Insurers factoring in Ogden changes (which will go back in their favour imminently) that's a pee take.

    Despite shopping around best I could get is my broker waiving their fee so just over £430.

    If that's competition from the market, move to a centralised fund and do away with these greedy, self serving, pant pulling, jokers.


    Sent from my iPhone using Tapatalk
     
  16. ioweddie

    ioweddie Hardcore MB Enthusiast

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    AMG Line Premier Plus Estate C220d
    Its going up my renewal was £50 higher than last year with no change to circumstances.
    Now shopping around
     
    1 person likes this.
  17. Peter103

    Peter103 Hardcore MB Enthusiast

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    Car:
    E 350 Bluetec 9 G Coupe.
    No, you get a total of 90 days in the 12 months of insurance, I suppose if you were to be away any longer the onus is on you to let them know. We usually have 2x 5/6 weeks most years, so it suits us, some companies only give a month, and charge more for longer. I Suppose they could check your ferry or tunnel tickets if you had a knock, to see how long you'd been there.:dk:
     
    Last edited: Sep 4, 2017
  18. Denis O

    Denis O Hardcore MB Enthusiast

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    Location:
    Weald of Kent
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    SL350 R230
    ANPR at the channel tunnel and ferry ports.

    Big brother is always watching us.
     
  19. DrFeelgood

    DrFeelgood MB Club Veteran

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    I'm not sure that insurance firms have access to that data.
     
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