I have always been against credit, since I was young. I don't even have a mortgage and have never bought a car on HP, lease or whatever. Cash only has been my motto for years. But seeing all these new, excellent MBs around on lease at prices I wouldn't spend outright (let alone the huge depreciation loss) makes me wonder what I'm missing out on!! After all, the monthly amounts are not that high, even on the high spec models. On the other hand has that helped dilute the "prestige" of a Mercedes somewhat? What's the general view here between credit and purchase and the effect easy monthly payments has had on the brand?