Mechanical Damage Insurance Cover?

[E55BOF]

Browsing (I'd say trolling, but that has rather negative connotations these days...) through another thread (on Smart car problems), I saw a post from Bolide/Nick Froome that appeared to imply that one could claim for mechanical damage on one's (comprehensive, implicitly) insurance policy. Did I misunderstand, or is this indeed covered, and if so, has anyone done it and how difficult did the insurer make it to claim?

 

[Kris-H]

Mechanical damages wouldn't be covered as its normally excluded under the policy terms and conditions

I guess there could be a "warranty" type policy out there which could offer mechanical damage cover, but if there is, I havent heard of it and it would be a pretty specialist product.,

 

[jotter22]

Warranty direct do it and i believe most warranty firms will cover mechanical damage at a cost.

Tony.

 

[Kris-H]

Yes, there are warranty's that would cover Mech Damage (within certain parametres) but as I understand his question the OP was really talking about his "normal" car insurance policy