Driving along today in wife's car (little run around that is not worth much) slow moving traffic, two lanes with left lane merging into my lane as left lane becomes a bus lane. I hear a crunch and scrape and looking in my mirrors see that car in left lane catches my rear nearside quarter. Bit of a scuff that I'm not overly concerned about.
Other driver stopped but protested (quite loudly) that I should have been further across my lane! Anyway, I wasn't going to be able to have a reasoned conversation and he stormed off without providing details (not that I would claim anyway)
It seems that by law I need to notify police and insurance of 'accident'. Anyone done this before for a very minor incident and should I expect premiums to increase for no fault no claim?
Seems like i have no choice if I don't do this and would look worse if he does report it. Photos of numberplate etc taken.
Other driver stopped but protested (quite loudly) that I should have been further across my lane! Anyway, I wasn't going to be able to have a reasoned conversation and he stormed off without providing details (not that I would claim anyway)
It seems that by law I need to notify police and insurance of 'accident'. Anyone done this before for a very minor incident and should I expect premiums to increase for no fault no claim?
Seems like i have no choice if I don't do this and would look worse if he does report it. Photos of numberplate etc taken.