Going through this dilemma now.
I checked mb extended warranty the other month but they had my wrong vehicle details ( I transferred plate to new car and it showed the old car ) and it wanted a code I didn’t have.
Anyway today I was getting quotes of £863 per year / £1683 for 2 but messaging that my car was out of warranty, warranty expires next week on 7th may, so phoned them & got £804 for 2 years instead. The guy said it was comprehensive and covered mechanical and electricals, I asked about the cabriolet roof mechanism & he said mechanical so yes & I asked about headlights to which he said electrical so yes I asked about suspension & again he said mechanical do yes.
I think all those are excluded in the t’s & C’s.
I had actually taken out a motoreasy warranty an hour before, the helpful sales guy gave me various discounts, explained the areas motoreasy covered that Mercedes warranty didn’t like the convertible roof mechanism, suspension and headlight unit (no bulbs and whole unit replacement etc) and explained to claim I just needed to go to my preferred Merc garage (not sure any exist unless I go back in time 10+ years) and motoreasy would sort from there at £46 a month and cancel anytime with no penalty (gave a scenario where car was written off in November and I cancel with no payment in December). I had selected £200 max hourly rate and my preferred garage on the website so was all sounding great.
Plus discounted to £46 with no customer contribution.
Sounded like a no brainier so I parted with my direct debit details and signed up. Problems started in the agree to the policy link I was sent. the policy documents don’t match what I chose in the site, £120 max hourly rate and no mention of preferred garage, plus mentions I would need to pay and garage make invoice to motoreasy & they would pay me back. he said I wouldn’t need to pay at all.
Nice guy but I feel totally mugged
Motoreasy policy seemed more comprehensive than the Mercedes official (Allianz) policy but truly not trusting motoreasy if the policy documents don’t match the verbal conversation and what I ticked on the website.
Also policy documents mention minimum 12 months when the guy said cancel any time with no penalty.
I’d rather stick the cash in my isa, but amg repair bills sound expensive so hopefully will be buying some leverage with speakership to be nice and get the necessary done.
I will need to do some homework in the 14 day cooling period.
I suspect even with the official warranties limitations I’m better off with Allianz than motoreasy