SilverSaloon
MB Enthusiast
- Joined
- Mar 16, 2004
- Messages
- 7,758
- Car
- 1994 W124 E300D Estate, 1985 R107 280SL
hi
can anyone shed any light on this...?
My wife has two No claim bonuses, which she has built up via 2 vehicles.
ALFA is insured (and still currently insured) with 10 year NCB.
W124 was insured 2 years ago with Insurance Company '1' with 5 years NCB
SL was insured 1 year ago with Insurance Company '2' but as its a classic policy the NCB wasnt declared and Company '1' was last company to have it.
SL is now insured elsewhere, again on classic policy with no NCB.
We buy a new car (Pajero). Want to insure it using the NCB of 5 years from company 1, with company 1 again.
Company 1 says we need to get company 2 to proof there was no accidents and add the NCB to that policy before they can use it.....
i'm confused as if the NCB isnt getting used, and sitting dormant, why do we need to use it? its at 5 years so paid premium on pajero based on 5 years NCB.
why cant company 1 just use whatever they had at the end of that policy as that was the last time the NCB was used and we have already declared no accidents/claims....
?
cheers!
can anyone shed any light on this...?
My wife has two No claim bonuses, which she has built up via 2 vehicles.
ALFA is insured (and still currently insured) with 10 year NCB.
W124 was insured 2 years ago with Insurance Company '1' with 5 years NCB
SL was insured 1 year ago with Insurance Company '2' but as its a classic policy the NCB wasnt declared and Company '1' was last company to have it.
SL is now insured elsewhere, again on classic policy with no NCB.
We buy a new car (Pajero). Want to insure it using the NCB of 5 years from company 1, with company 1 again.
Company 1 says we need to get company 2 to proof there was no accidents and add the NCB to that policy before they can use it.....
i'm confused as if the NCB isnt getting used, and sitting dormant, why do we need to use it? its at 5 years so paid premium on pajero based on 5 years NCB.
why cant company 1 just use whatever they had at the end of that policy as that was the last time the NCB was used and we have already declared no accidents/claims....
?
cheers!