Not me, my Mum. Some kid drove into the back of her car last week when she was stationary, a van in front of her had stopped suddenly, Mum stopped but the car behind her didn't. Young lad, very pregnant wife in an old clunker which showed no damage. At the time all mum noticed was a scuffed bumper and a smashed fog light, kid asked if she would deal with outside insurance and she agreed because she felt sorry for him. No injury apparent although she did complain of arm and back pain a day or two later. She has since gone away on holiday so it can't be that serious. I took mum to the local bodyshop which would be used for insurance work and they have quoted £500 for repair to the dislodged bumper, respray bumper, dislodged main light unit and replace fog light and brackets for bumper and main light. I have given him the breakdown verbally on Friday by voicemail and he failed to respond. I sent a text Saturday requesting his insurance details or proposals to pay the repair bill before work is undertaken. As I received no response I sent another text requesting insurance details as I was not prepared to waste any more time on this. He did respond to ask for car make and model so he can price a foglight and ask his local garage to price up replacement of this item only. I have responded that this is the reason why I have decided that insurance is the only way forward and asked a final time for his details. I don't mind trying to help him save some no-claims discount or excess as long as it doesn't inconvenience my Mum which equals me really. In my first text I gave him until 12 noon today to provide them and, now, I intend to take my next steps following this deadline. I'd appreciate any real world experiences of this situation.