NU drops "Pay as you Drive" Insurance
- Thread starter Venomous
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jeremytaylor
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Excellent news. If this had been popular it would have been another thin wedge on the way to nationwide road charging.
Colin_b
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True - HMG have delayed road charging, it appears. Still carrying on with some tests and evaluations.
NU said people didn't like the idea of someone tracking their movements. detinations and speed.
st4
Banned
I am delighted to see this one go.
I think its disgusting that your insurer can spy on you, but with the NU system you had the choice not to have it. With road pricing that choice isn't there, and tough luck for UK PLC, without insurers peddling this tech, they can't trial their orwellian system.
NU were spying on no-one. Each person had given their permission to have the data sent back to the insurer, and it was an opt-in choice.
Also, the system did not track movements, destinations, etc (although it was capable of doing so). This was/is misinformation thrown about by people who know nothing about it.
And finally, there was absolutely no link with the trials that went on for LRUP or other public authority trials. Completely different technology, etc, etc.
I'm sorry to see it go as it gave those that wanted it a way of reducing premium costs directly by reducing risk. It's certainly no more intrusive than systems such as GM-STAR (which we don't have in the UK unfortunately) which does transmit vehicle position and operational parameters when required.
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All new cars will have GPS based location tracking fitted pretty soon anyway - the original EU plan was for it to happen in 2009.
st4
Banned
Soon they'll have a micro chip embedded in us so our movements outside our cars can be tracked. It would be like electronic tagging for the masses. Except the masses aren't domestic pets, or prisoners.
Essentially thats what this GPS road pricing/pay as you drive insurance is, but as Mr E said, you didn't have too have it. GPS road pricing won't have that choice.
Soon if you have an iPod you could have a microchip embedded into you, so if you take the 10pm bus you'd pay more insurance as your a higher risk than someone who travels at 6pm. Whats the difference really between pay as you drive cover and the above scenario. To Orwellian for my tastes.
Essentially thats what this GPS road pricing/pay as you drive insurance is, but as Mr E said, you didn't have too have it. GPS road pricing won't have that choice.
Soon if you have an iPod you could have a microchip embedded into you, so if you take the 10pm bus you'd pay more insurance as your a higher risk than someone who travels at 6pm. Whats the difference really between pay as you drive cover and the above scenario. To Orwellian for my tastes.
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st4
Banned
You can turn your mobile off. I know NU was an opt in scheme, but what if it was a massive success. Other insurers would trial it, and soon it would become a manditorty requirement, and then road pricing infra structure would be in place
I can only see NU's withdrawl of this as a good thing. Sorry to disagree.
I can only see NU's withdrawl of this as a good thing. Sorry to disagree.
verytalldave
MB Enthusiast
st4
Banned
Mark my words, thats what GPS road tolling amounts too. As do Oyster cards as the state have a list of journeys you've done, how long you've been at the destination before getting back on bus/train. They are another area of my contempt.
jeremytaylor
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Yes, and have seen the furore over kids free Oyster cards - how TfL can pass the information about kids movements to a whole range of 'supply partners'?
tali
MB Enthusiast
PAYG insurance appealed to me as i am a low mileage motorist(4000miles pa)- sadly the estimated cost was not competitive at all- no wonder it's scrapped as standard insurance was far cheaper
st4
Banned
I wish I knew they were doing it
Regards
John
I for one wouldnt feel to bad over a fee bob. I place a much greater value on my privacy, both my right to it and also my right to defend it. The idea of a black box charging my premium is a hideous one.
Insurance companies make a profit anyway out of us, lets not willingly give them our human rights too.
glojo
Hardcore MB Enthusiast
My extended limo has not moved in six months, and my insurance company knows exactly where it's parked. If I could make a huge saving by using this pay as you drive insurance, then it works for me.
John
gina2201
MB Enthusiast
What would happen though if say the car owners parents drove the car - surely they would be classed as a lesser risk due to their age, bet it wouldn't take that into account, unless it was purely aimed at young drivers alone. I don't see how it would work and quite glad it won't be rolled out.... And surely what type of road your on not just time of day? Bit rubbish on my opinion.
st4
Banned
I think it can, using GPS technology that would come anway. I am not a fan of surveillence, as my posts no doubt imply, and I feel we must do all that we can, as motorists and humans with rights, to resist such technology and ensure its implimentation fails.
