>>Thus, if you worry about engine wear...
But, why would one worry about engine wear? - even on these older cars, you're unlikely to have trouble that can be traced back to changing oil at 9000 rather than 6000. As an example, how often do people need advice about engine replacement and reconditioning on this site? Have a search of the forum, you won't find many!
When I took the cylinder head off my OM606 at 125,000 miles, I found the original cyclinder machining marks were still visible. In my case, after having been serviced according to the MB schedule, engine wear was truly negligible.
I would say, save your money, and use it to pay for the things that will *need* to be done on a 15 year old W124. For example, changing the gearbox oil, saving up for repairs or replacement of the engine wiring loom, brakes, suspension ball joints, coolant change, etc, etc.
I don't understand car forums - there's such a lot of hot air about engine oil changing, as if engine failure is as common today as it was in the 60s and 70s. Perhaps it's because oil changing is a DIY activity, and so all sorts of mythology have built up around it.