protect your driving licence

Discussion in 'General Discussion' started by stevieb15, Apr 27, 2010.

  1. stevieb15

    stevieb15 Hardcore MB Enthusiast

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    I've received this in my spam folder this morning.
    Although I am lucky enough to have a clean licence the offer and the relatively low cost makes purchasing look like a no brainer...but on the basis that "if it looks to good to be true it ususally is" I thought it worth
    seeking your advice and thoughts.

    Motoring First - Landing Page
     
  2. Gridlock

    Gridlock Hardcore MB Enthusiast

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    "*Excess covers the cost of chasing court paperwork and documentation from the police to necessary to prepare your case."

    This is only one of numerous typos on that page - never a good sign to me.

    Seems legit, but with zero points on my licence I'm happy that it's a waste of money for me. If I had 6 or 9, maybe...
     
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  3. Lugy

    Lugy Hardcore MB Enthusiast

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    I'm at a total loss as to how it works, is it a legal cover thing?
     
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  4. wemorgan

    wemorgan MB Club Veteran

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    Interesting concept, though it seems rather ironic that they have a £50 excess on all claims. Compare this to the £60 fine for a speeding offence, the monetary gains for a first offender are quite slight at best.

    Do you know what the memberships costs are? It looks like you have to register to get a quote.
     
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  5. grober

    grober MB Club Veteran

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    From their website:-
    What happens if you get caught for a minor motoring offence?:confused:

    * Don't admit guilt!:doh:
    * Go to the Motoring First website, log in to your user area and submit a claim.
    * We'll check whether you've got reasonable prospects of success ????????????????????????????????? :wallbash:
    * If your claim is accepted???????????? :wallbash:, you pay a £50 excess :eek::eek::eek:* and we'll do the rest.

    Yeah Right!:rolleyes:

    If you belong to the AA or RAC they offer memebership legal services for similar money and by paying a small premium on your insurance you can cover yourself against legal costs. Better bet in my book.
     
    Last edited: Apr 27, 2010
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  6. pmcgsmurf

    pmcgsmurf Hardcore MB Enthusiast

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    Motoring First Ltd. No record on companies house.

    "Motoring First is a trading name for Keep An Eye On Ltd"

    But their "Contact Us" definately says Motoring First Ltd

    I'd avoid.
     
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  7. Spin_bowler

    Spin_bowler Hardcore MB Enthusiast

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    I have a simple policy from another provider that covers me should I lose my licence under the totting-up rule. It is very narrow in scope, all the seperate offences have to be speeding offences and no more than three points at a time but it is well worth the premium as I couldn't do my job without my car.

    I took it out when I had six points (they won't let you take it out with any more) and in the event of you losing your licence you get £1000/month which you can spend on alternative transport, no excesses no fuss (apparently). Touch wood, I wont have to find out.

    Sounds like the most useful part of this product on its own.
     
    Last edited: Apr 27, 2010
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  8. Charles Morgan

    Charles Morgan MB Club Veteran

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    I would agree, but the company is registered with the FSA, not that I would remotely take that seriously.

    I would be intrigued by the validity of their claims about success though. Given they screen you for probability of success, I wonder what their figures would be if they took the raw claims rather than the screened ones?

    Anyway, on principle I wouldn't buy anything on the basis of spam, and Grober is correct (as always!) on other options.
     
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  9. OP
    OP
    stevieb15

    stevieb15 Hardcore MB Enthusiast

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    Thanks guys, all good advice, looks like the old adage probably is true..."if it looks..."
     
  10. Lugy

    Lugy Hardcore MB Enthusiast

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    There isn't much on Google either, I guess they could just be a new company though.
     
  11. vincenz

    vincenz Hardcore MB Enthusiast

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    This is similar to the Nick Freeman keep on driving scheme, you paid a fee for one of his team to represent you if you ever found yourself in court over motoring offences. It may be a good way of subsidising the cost of a defence when in court but it wont guarantee a ruling in your favour.
     
  12. Gridlock

    Gridlock Hardcore MB Enthusiast

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    By the way, spam folders exist for a reason :thumb:
     
  13. ringway

    ringway MB Club Veteran

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    Check out the "Members" area. It's empty! :doh:

    It's not for me and wouldn't such a policy encourage wreckless driving?
     

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