Question About insurance. Can I claim?

Discussion in 'Insurance & Finance' started by paterson12, Jan 22, 2014.

  1. paterson12

    paterson12 Hardcore MB Enthusiast

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    Hello,


    A bit of a strange question. I have an Audi A6 TDI (as well as a Merc) and the auto gearbox has gone on it. Audi wanted £7k to change it and a gearbox specialist near where I live wanted nearly £4k to fix it. There are no used ones anywhere, and trust me I've looked everywhere!

    The price to change the gearbox is just over half the valve of the car.

    The car is worth about £7.5k (if that).


    There is no point fixing the car, and the rapair is more than 50% the price of the car. Obviously this is an uneconomical repair. Can I claim on the insurance for this and write the car off? Is this possible?


    Any advice would be great.


    Thanks
     
  2. mars1960

    mars1960 Active Member

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    Motor insurance covers accident damage, fire and theft.
    You cannot claim for mechanical failure unless the failure was a result of any of the above three.
     
  3. neilrr

    neilrr MB Club Veteran

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  4. OP
    OP
    paterson12

    paterson12 Hardcore MB Enthusiast

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    Thank you for the reply. Thought that might be the case. Looks like I'll have to auction the bloody thing :(
     
  5. OP
    OP
    paterson12

    paterson12 Hardcore MB Enthusiast

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    Thanks for the reply. Although there are loads on eBay, my car has the HKG series gearbox which doesn't match any I have seen on eBay. Also spoke to loads of breakers with no luck.
     
  6. BTB 500

    BTB 500 MB Club Veteran

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    We had the auto box on our A4 rebuilt by these people for about £1100:

    3D Transmissions

    Not exactly local to you but might be worth a call.
     
  7. grober

    grober MB Club Veteran

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    Which type of automatic --- conventional torque converter, multitronic CVT or
    DSG ?
     
  8. OP
    OP
    paterson12

    paterson12 Hardcore MB Enthusiast

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    Hi, not to sure to be honest, but it does say CVT on the V5 so I assume it's that. Cheers
     
  9. OP
    OP
    paterson12

    paterson12 Hardcore MB Enthusiast

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    Thanks for that :) . I will give them a call first thing tomorrow.
     
  10. grober

    grober MB Club Veteran

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    Last edited: Jan 22, 2014
  11. OP
    OP
    paterson12

    paterson12 Hardcore MB Enthusiast

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    Thank you for that. Sounds really interesting! ...I did get a PRNDS light on the dash and the gearbox struggled to change gear before going into limp mode. I will look into it more tomorrow. Thanks again!
     
  12. Teflonso

    Teflonso Hardcore MB Enthusiast

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    Just to echo the post by Gruber, Indie Tech have a very good reputation with Audi CVT gearboxes. Also, the symptoms you have don't necessarily mean a new gearbox and Audi dealers aren't always going to go for the cheapest option. Usually the exact opposite in my experience.

    You need a full code scan first. If you can't get the original results from the dealer, try the guys at VWAudiforum.co.uk (VCDS forum) first, where someone local to you will do it for the price of a pint. Then either ask for help on the Audi part of the forum or phone Indie Tech and get their view.

    The CVT gearbox has had a few issues in the past, especially if you have the six plate clutch version, but even an upgrade to 7 plates shouldn't cost enough to write off a sound car.

    Also, they are very succeptible to oil condition, which is a specialsed job with pricey fluid, at least every 40k, ideally every 20k after that. It cost me £170 (at a dealer) 8 years ago, so will be more now and people sometimes don't bother. A full change at a good indie might just do the job.

    Good luck, let us know how you go on.


    .
     
  13. OP
    OP
    paterson12

    paterson12 Hardcore MB Enthusiast

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    Hi, thanks for the info.

    I've ordered a new transmission ECU and a oil change in the gearbox. Hoping this might sort it. I will keep you up to date, cheers
     
  14. flango

    flango MB Club Veteran

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    Is this a box attached to a 2.5 or 3.0 diesel cabrio per chance? Theres a lot of rip off merchants out there on box rebuilds particularly on this one as its a well known fault
     
  15. OP
    OP
    paterson12

    paterson12 Hardcore MB Enthusiast

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    It's a 3.0 tdi estate. I took the car to another gearbox specialist (who seems very good). He said hopefully it's just the ECU, but I will find out more next week.
     
  16. Teflonso

    Teflonso Hardcore MB Enthusiast

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    Seriously, without a code scan you might be wasting money. It's not like MB where you can pay big money for such work.

    Also, not wishing to insult your gearbox specialist, but the CVT is quite special, you can't just fill it with normal auto fluid. Check to make sure.

    .
     

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