I'm considering GAP insurance for the first time, but I'm keen to make sure that if I do decide to go ahead then I do so with a provider and policy which will actually be of use if the unthinkable happens. In short I recently had a car stolen which was on a Personal Contract Hire, and the difference between the insurance valuation and replacement cost was eye watering, so I'm thinking I should think more carefully before dismissing it again! In the past I've dismissed it on the basis that I've preferred to underwrite the risk of a gap myself, thinking that market price according to insurers may be a little lower than reality, but it can't be huge. Experience tells me I've been wrong! I would be very interested in hearing your recommendations on GAP insurance providers. I've got a quote from GapInsurance.co.uk | Get Quotes, Info and Buy Online. (Frank Pickles) so any specific comments on them would be appreciated too.