Quick request for comments; I'm popping by Italy to see a friends graduation, and am renting a car. Now, given that driving in Italy is... well, Italian, I was looking at cutting the insurance excess. Has anyone had any experiences with Questor? They advertise that for just over £40 a year they will cut any excess on a rental car. My worries are two; are they legitimate, and will it affect my NCB/car insurance rating in the U.K.? M.