So as some of you may remember, I was involved in a crash at a roundabout..
Long story short,
- my car came off worst
- £1250 in repairs to the car
- other parties car only had a scuffed front plate and small crack in the front bumper... £350 MAX in damage.
- other party Is now claiming for the car which is apparently a write off due to the crash and also wiplash!
Backed with the fact that the other party has a witness which seems to be on their side, I think it's time for damage limitation...
I don't want to lose my no claims and I'm happy to repair my own car.. So can I also simply pay the other party out and be done with it?
I have their address so the plan is to visit next week sometime unannounced and offer to settle outside of the insurers as I don't want to lose my no claims.
I want to do this because it seems like the odds are heavily stacked against me.
Questions are - am I aloud to do this? Can I just take things into my own hands?
How can I come away with the relevant proof to stop a future claim should the other party accept my offer? Is a receipt good enough? Should I have people present?
Any advice is appreciated.
Note - the other parties car is a relatively cheap £1500-£2000 car, so the write off value is going to be somewhere in that region..
Plus the wiplash claim @ -£????
That's what I'd be looking to offer the other party.
Long story short,
- my car came off worst
- £1250 in repairs to the car
- other parties car only had a scuffed front plate and small crack in the front bumper... £350 MAX in damage.
- other party Is now claiming for the car which is apparently a write off due to the crash and also wiplash!
Backed with the fact that the other party has a witness which seems to be on their side, I think it's time for damage limitation...
I don't want to lose my no claims and I'm happy to repair my own car.. So can I also simply pay the other party out and be done with it?
I have their address so the plan is to visit next week sometime unannounced and offer to settle outside of the insurers as I don't want to lose my no claims.
I want to do this because it seems like the odds are heavily stacked against me.
Questions are - am I aloud to do this? Can I just take things into my own hands?
How can I come away with the relevant proof to stop a future claim should the other party accept my offer? Is a receipt good enough? Should I have people present?
Any advice is appreciated.
Note - the other parties car is a relatively cheap £1500-£2000 car, so the write off value is going to be somewhere in that region..
Plus the wiplash claim @ -£????
That's what I'd be looking to offer the other party.