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Scratched by an uninsured driver.

Honey Bear

Active Member
Joined
Feb 17, 2010
Messages
372
Location
London
Car
'95 W202 C200 Elegance
Morning Girls and Boys.

Yesterday I was scratched by an uninsured driver. It was on the A3 while making my way towards Wandsworth. At the end of the dual carriageway (where three lanes merge into one).

At first I thought it was just a little knock and that there wouldn't be an serious damage. So I poked my head out an hey presto it was touching. I quickly snapped a picture before anyone moved, before the other driver had a chance to react. It was a van driver. Not that its a just excuse for what had happened. So immediately after I snapped the picture everyone that was in the van got out and started shouting. Being offensive calling me names, like school children, ect. I did notice how the passengers moved from behind my car to behind me. Before they actually grouped round me I went and removed my car keys from the ignition. At this point I thought something was fishy.

So while the others spouted abuse at me, and said things about my mother that I normally would have devoured them for; I continued to deal with the driver. I know that all you lawfully need to exchange at a traffic incident are the drivers names and addresses. But, I asked for a little more detail. Phone numbers, post codes, ect. I thought that post codes would normally be part of the address, but surprise surprise the driver didn't know his. We moved on to insurance. He didn't know that either, apparently his wife sorts it out for him. After the thing with the post codes and the passengers circling me, this came to be strike three, I said I was uncomfortable and that I would call the police. Again, more abuse. "Oh you PU$$!3$ always need help. Can't do anything yourselves"

So I locked myself in my car and continued to do that. After all us puss!es need the assistance. Before there was a change for someone at the local station to pick up there was a dog unit behind us. He clarified that we should speed things up by exchanging addresses and leave. He made the mistake of calling me an ar$eh0le and I snapped and asked to officer to stay as the other driver was being too "loquaciously obscene". Had it not been for this we would have carried on. So the police officer instructed us to move over for traffic.

I felt really bad for the officer. He had a dog barking like mad, was being messed about with by the other driver, and had one hell of a time with "Norwich Union" according to the driver. So the police officer rang though to Aviva, and found out the insurance was non existent. To ad insult to injury, the police officer used the drivers phone. I personally thought that was a mistake as the name of the insurance provider was in his phone book, it could have easily gone to some twerp pretending to be the insurance company.

My details were cleared first, almost immediately. I had my licence ready, was able to tell them everything they needed. I found it almost pleasing to see the van driver held up. Maybe trying to bully his way past me, only to get ahead by one car length in rush hour, didn't seem like such a good idea. Either that or he wasn't really in a rush, as he seemed to be making the police officers life difficult.

Since this police officer was a specialist dog unit, another officer had to be called to deal with the situation accordingly. I was asked to leave as they were done with me and they game me his details. The young officer who dealt with the situation was already well worn to this, she took my details, took his, and exchanged everything.

Before I was asked to leave he called me an ar$eh0le one last time. I blew my top. I replied saying "YE! AR$EH0LES HAVE INSURANCE! SO WHAT DOES THAT MAKE YOU?" I was going to carry on and say "C**t?" but I stopped myself. I then left. The damage isn't greater than about £50 or so. But for me it was the audacity of the driver. "The arrogance" (something that he said I was and, I replied with "Oh, I didn't know I was French!").

I spoke to my mother about this once I got in. She said she would have just carried on. because she would have been too intimidated. Three huge thugs in a van against a little Latin lady shouting her mouth off wouldn't have gone down well.

As far as I know, this guy sounds like he is going to lose his licence. He already had nine points, and the police officer (who tended to the scene after to dog unit) stated that she would be issuing 6 points a a £200 fine.

But now, I feel terrible. The guy was a contractor, looks like he owned his own business, and he was just about to lose the ability work. A total of 15 points surely means there will be a ban correct?

Actually on second thought. I don't feel bad at all. I'm glad he is being penalised for his actions. I'm young and not earning very much. I have my own flat to maintain along with bills. Just like any normal human in society and I manage to keep on top of everything. Maybe he should use this as an opportunity to become a responsible.
 
My sister was hit on her motorcycle by a driver without insurance, suffered terrible leg injuries that resulted in her having in excess of 30 operations, almost losing her leg, her ability to work and two years of her life. Three years of claiming against the insurance company nominated by the Motor Insurance Bureau and she got a not particularly life changing sum of money. The low life driver got banned and some community service. Despite the damage to her leg, my sister continued her nursing career in plastic surgery, and is now a Senior Sister carrying out minor procedures. Lesser people would have given up.

You are evidently not a lesser person, and full marks to you for standing up for yourself, well done, and I am extremely pleased to hear that another piece of lowlife scum has got a small amount of comeuppance as a result. Driving without insurance is a crime against all law-abiding people who have to pick up the pieces as a result. Your compassion does you credit, but I suspect society is better off without this man contracting.
 
I don't handle situations like that at all well, I'm generally a very laid back person and let most things wash over me..

Life's too short and all that. But there's something about loud mouth bullies that really flicks my switch and I've been once very close to getting myself into a lot of trouble because of an idiot like this.

I think you did very well locking yourself in the car, I reacted differently when it happened to me and I later thought I should have done what you did.
 
I would not feel bad.

The driver had two opportunities to avoid his fate. The first to follow the law like everyone else and have insurance. The second would have been to be reasonable with you and offer to pay for the damage.

His reaction just says it all really.
 
Don't know the ins and outs of the incident but in my experience quite often people who go "postal" in these circumstances are trying to cover something up. In this case driving without insurance and possibly without a licence. I wouldn't lose any sleep over the guy being put off the road-too many uninsured kamikazis on the roads as it is-you did us all a favour. My only reservation is whether as someone alone? your behavior was appropriate to the situation. You did the right thing finally by locking yourself in the car and calling the police but in different circumstances things might have got nasty. A ding on the car is not worth putting yourself personally at risk.

sorry not sure if you are male/female??:o
 
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Pictures of the assault on my vehicle.

I was always the kid in school that was called stupid for standing up to the bullies and getting in trouble for it. I hope now that I'm not so much of a kid people can follow the example.

View attachment 18949
You can just about see the small rust spot on my o/s/r passenger door.
IMG_0709.jpg

Grober: I'm a 21 year old male.
 
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well done for standing up for yourself !!!!!!

the penalties for these "people" are not high enough imo.

i seems nobody has any respect for others anymore.......very sad.

you only have to watch road wars to see how bad the problem is !!!!!!!!!

( offenders an the penalties and fines they are given)

atb

sean
 
Don't feel sorry for him !

He can carry his tools on the bus.

Hate morons like that.
 
Good job my friend.

Just be careful and stay inside the law. Maturity and common sense often pay dividends....but, always have an escape route :thumb:
 
Well done on not losing your cool. Your response showed a level of maturity they can only begin to dream about. Unfortunately if that was me I wouldn't be able to calm myself and not react, but i'm hoping someday i'll learn that and I'm only a bit older than you! (24)

Dont feel sorry for him in the slightest, he needs to learn that he can't go round doing that, shouting abuse at others even though he is in the wrong. But hey, maybe he wont learn his lesson and just continue doing the same to people while using public transport :D. He clearly doesn't belong on the road and thanks to you, he isn't.
 
Why on earth would you feel sorry for this person?

I don't see this in any different light to someone moaning in the courts about losing their livelihood with a driving ban. It's a bit late for that - should have done something about the problem beforehand.

Why not be responsible for your own actions?

If you have 9 points and are facing a ban, then it's up to you to adjust your demeanour accordingly, and think of your livelihood and what will happen to it. If I was a magistrate and someone came to me pleading for leniency, I would tell them to 'go away' not very politely. If your livelihood depends on you staying licensed and insured, then that's what you do. If you don't, then the consequences are well known enough.

And frankly, if you are uninsured, then you deserve everything you get, and more besides.

Hopefully this means there is one less moron on the roads - for a while at least. You did good, HB...
 
Can I suggest that its in your best interests to remove the registration number of his van - could come back and bite you in a big way.....
 
If he can drive like that without insurance don't feel sorry for him. Can 90% guarantee losing his license wont stop him driving.
 
he sounds like big mouthed bully with his mates, it probley would have been different if you had been a six foot rugby player
 
You did the right thing - if he wants to act irresponsibly and doesn't have the nouse to think about the impact his behaviour has on his livelihood then he doesn't deserve any sympathy. There are enough of these idiots around so if there's now one less on the road that's a good thing.

I'm seeing more an more of this kind of aggression on the roads - coming back from Cornwall last weekend on the M5, a horse transporter lorry pulled into the fast lane right in front of me (didn't think lorries were allowed to use the fast lane??), itself overtaking a petrol tanker in the middle lane, caused me to slam on the brakes very hard to avoid him, I honked the horn to alert him to my presence and was met with the finger, w*nker signs, flashing lights etc as I drove past his cab. His fault - yet he reacts in such an arrogant, wilfully stupid manner. There aren't words to describe people like that - and there's no reasoning with them - they just don't have the brain power.
 
Right so an update.... After my mother contacted the insurance company, as it was her car and I'm at work, and she insisted. The final verdict is it is of too little value to make a claim.

Additionally, I need to officially report it, as I was the one driving. Which I will in a few mins. And I want to call them to confirm I still have the green light for a light restore.

I have also removed the previous photograph to avoid any repercussions, as per jonnyboy. But I have reattached it below with appropriate modifications for your viewing pleasure
IMG_0708 ver.2.jpg
EDIT:- Note the van door open and the black and white sleeve emerging. As you can see clearly (now that it has been resized) I was taking the picture when they decided it would be a fantastic idea to attempt to threaten me with their presence.


I have to agree 100% with everyone. I have no need to feel bad. However, I do not feel bad for him, but it is his family that will suffer at the mercy of his incompetence to obey the most basic and most important of road use regulations.

Just a quick question. Due to what ever mental lapse he will inevitably claim to have gone though, when he appeals the points and fine in court, wouldn't this constitute as driving without due care? Considering he was caught because of a traffic collision and not proactive policing. Or would that not have a great effect as the main issue is lack of insurance?
 
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