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This is correct.Phoned my insurance who said we will note it but will only get involved. If 3rd party refused liabilities
And also keep in mind that in write off scenario the insurer actually buys the damaged car off you at market value, so they get to sell it in an auction for cash. This is another reason why insurers will prefer to write off cars well before repair costa even come close to its market value.
Hope you didn't mention the war ....Side swiped today by 3 German tourists in europcar hire car . Police attended said both cars drivable exchange details . That’s what’ insurance is for . Phoned europcars helpline they said sorry sir you will need 2 phone uss in morning Happy days
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