My Dad has just picked up a speeding ticket (40 in the 30 zone) has the choice go on £80 speed awareness course or fine + 3 points. He currently has a clean licence. For all sorts of reasons he is tempted to pay fine, take points. Anybody have experience of likely reaction to points from insurance Co at next renewal? Shopping around at renewal is unlikely, he's 87 and seems insurance companies are not that keen on new customers at that age.