Driving home this evening along a dual carriage way, I encountered a cyclist on a bend. He wasn't wearing any reflective clothing, nor a helmet and didn't have any lights on. It was raining and dusky and he was ambling along the 'fast lane' while I was approaching the speed limit. Fortunately I saw him, so avoided soiling my bumper, bonnet and windscreen. I hope he bought a lottery ticket tonight 'cos he must be the luckiest bugger alive! Assuming he made it home that is.