Maco
Active Member
Thought I’d ask on here about which insurance will be best for me, instead of ringing around & getting drawn into boring convos with insurance companies.
So me and partner own a MB E250, she uses it for work but I use it most weekends & sometimes through the week if I’m travelling to watch the football or going long distance.
I also have my own van, only used for social. Ride motorbikes on a weekend so that’s really the only reason for having a van.
Now it gets complicated, for work I run my own hire company. At the minute my father in law gives me a hand with his van & trailer.
Soon as I get Xmas/new year out the way I’m going to be buying a flatbed pickup for work but for obvious reasons won’t want to be using it as my daily run around so I will be keeping my Berlingo for social use. I also have access to numerous vans/pickups I could use for work due to a family member running a builders yard.
I was thinking maybe a traders policy would be the best option, meaning I wouldn’t need to insurance my 3 vehicles individually & would also have the option to drive other vehicles that I didn’t need own.
Insuring all cars/vans individually isn’t an option really as I’m only 23, last years van insurance cost me just short of £1000 & £400 As a named driver for the merc. So id be looking at well over £2000 to insurance all 3.
What’s my options?
So me and partner own a MB E250, she uses it for work but I use it most weekends & sometimes through the week if I’m travelling to watch the football or going long distance.
I also have my own van, only used for social. Ride motorbikes on a weekend so that’s really the only reason for having a van.
Now it gets complicated, for work I run my own hire company. At the minute my father in law gives me a hand with his van & trailer.
Soon as I get Xmas/new year out the way I’m going to be buying a flatbed pickup for work but for obvious reasons won’t want to be using it as my daily run around so I will be keeping my Berlingo for social use. I also have access to numerous vans/pickups I could use for work due to a family member running a builders yard.
I was thinking maybe a traders policy would be the best option, meaning I wouldn’t need to insurance my 3 vehicles individually & would also have the option to drive other vehicles that I didn’t need own.
Insuring all cars/vans individually isn’t an option really as I’m only 23, last years van insurance cost me just short of £1000 & £400 As a named driver for the merc. So id be looking at well over £2000 to insurance all 3.
What’s my options?
